One checkout, every rail: 22 bank and wallet rails from ACH to M-Pesa, cards through the merchant's own Stripe, Verifone, or PayPal account, Lightning, and 56 crypto assets across 35 networks. Buyers pick what they have; everything lands in one Payments queue.
22 rails. No processor account needed; buyers send direct and orders match on a unique payment reference.
United States. Manual rail, no processor account. U.CASH charges nothing on the ACH rail. Senders pay whatever their bank charges for ACH,… Reference per order.
United States. Manual rail, no processor account. U.CASH adds no fee on the X Money rail. The X app's own transfer fees, if any, are shown… Reference per order.
United States. Automatic and manual flows. The manual $cashtag rail is free on U.CASH. The automatic Cash App Pay flow prices per tr… Reference per order.
United States. Manual rail, no processor account. U.CASH charges nothing on the Venmo rail. Venmo's own fees, if any, are shown to the buye… Reference per order.
United States. Manual rail, no processor account. U.CASH charges nothing on the Zelle rail, and neither do the participating banks. Deliver… Reference per order.
United States. Manual rail, no processor account. U.CASH charges nothing on the wire rail. Senders typically pay 15 to 35 dollars at their… Reference per order.
International. Manual rail, no processor account. U.CASH charges nothing on the SWIFT rail. Sender and intermediary banks take their own fe… Reference per order.
Eurozone. Manual rail, no processor account. U.CASH charges nothing on the SEPA rail. SEPA credit transfers cost buyers little or noth… Reference per order.
Canada. Manual rail, no processor account. U.CASH charges nothing on the Interac rail. Canadian banks typically include e-Transfer s… Reference per order.
United Kingdom. Manual rail, no processor account. U.CASH charges nothing on the Faster Payments rail, and UK banks send FPS transfers free… Reference per order.
Australia. Manual rail, no processor account. U.CASH charges nothing on the PayID rail. Australian banks send NPP payments free with st… Reference per order.
Brazil. Automatic and manual flows. PIX itself is free or near-free for consumers. U.CASH charges no rail fee on the manual r… Reference per order.
India. Automatic and manual flows. U.CASH charges nothing on the manual UPI rail. The automatic collect-request flow prices… Reference per order.
China. Manual rail, no processor account. U.CASH charges nothing on the Alipay rail. Wallet-level fees, if any, are shown to the bu… Reference per order.
China. Manual rail, no processor account. U.CASH charges nothing on the WeChat Pay rail. Wallet-level fees, if any, surface inside… Reference per order.
Singapore. Manual rail, no processor account. U.CASH charges nothing on the PayNow rail, and Singaporean banks send PayNow transfers fr… Reference per order.
Thailand. Manual rail, no processor account. U.CASH charges nothing on the PromptPay rail. Thai banks send PromptPay transfers free or… Reference per order.
Hong Kong. Manual rail, no processor account. U.CASH charges nothing on the FPS rail. Hong Kong banks send FPS payments free or near-fr… Reference per order.
East Africa. Automatic and manual flows. U.CASH charges nothing on the manual M-Pesa rail. The automatic STK-push flow prices per… Reference per order.
Switzerland. Manual rail, no processor account. U.CASH charges nothing on the TWINT rail. Swiss banks include TWINT payments in standard… Reference per order.
Ghana. Manual rail, no processor account. U.CASH charges nothing on the MoMo rail. MTN's wallet fees for the sender, if any, show i… Reference per order.
Vietnam. Manual rail, no processor account. U.CASH charges nothing on the MoMo rail. MoMo's own fees, if any, show in the app before… Reference per order.
Cards run through the merchant's own processor account; orders confirm themselves on the charge callback.
Worldwide. Through your own processor account. U.CASH charges nothing on top: you pay Stripe's processing fees, and Stripe's payout sche…
Worldwide. Through your own processor account. U.CASH charges nothing on top: you pay Verifone's processing fees on your own account ter…
Worldwide. Through your own processor account. U.CASH charges nothing on top: you pay PayPal's commercial fees on your own account, and…
56 assets on 35 networks, plus Lightning for instant Bitcoin.
56 crypto assets on 35 networks, non-custodial checkout, signed webhooks.
Instant Bitcoin payments over the Lightning Network, settled on-chain.
The full accept directory: 141 accept pages by asset.
The use cases the rails serve: invoicing, donations, links, payouts, white-label, checkout.
Step-by-step guides and the glossary behind the vocabulary.
Every market's local rails, currency, and pegged tokens, on one page each.