The U.CASH network

UCASH powers a whole ecosystem.

U.CASH is the open-money network: non-custodial pay, swap, buy, names, and agent rails across 30+ chains. It sits under the Ucosystem umbrella alongside U.ONLine, its business-apps complement, and UCASH is the network access and loyalty token running through them all. Revenue from across the Ucosystem feeds the U.CASH economy.

ERC-20 on Ethereum, Polygon, and Base·50+ apps and services·Live since 2018

Total supply (max cap)
21B
In circulation
14B+
On-chain holders
318K+
Apps and services
50+
Part of the Ucosystem

The Ucosystem: four infrastructures

The Ucosystem is the umbrella over U.CASH, U.ONLine, and a broad network of decentralized and centralized apps, agents, and services. U.CASH is the open-money and payments infrastructure; U.ONLine is the business-apps infrastructure. The two are complementary, UCASH is the network access and loyalty token running through all of it, and revenue from across the Ucosystem flows into the U.CASH economy.

DNS

Internet and Domains

  • undomains.com
    Domain names and the U Domains marketplace.
  • unregistry.com
    Domain registry services.
  • unregistrar.com
    Domains, hosting, and email at wholesale.
  • .u and @u
    Web3 identity that is also your wallet, payable by name.
Crypto

Payments and Assets

  • U.CASH Pay
    Crypto and cards in one non-custodial checkout.
  • U.CASH Swap
    Trade across 30 chains, non-custodial.
  • UCASH
    The connective token of the network.
AI

Artificial Intelligence

  • U.CASH Agents
    HTTP-402 agent payments, on-chain or by card.
  • UCP
    The Universal Checkout Protocol for agentic commerce.
  • 402
    The open pay-per-request standard.
Apps · U.ONLine

Business Applications

  • Umerce
    B2B and B2C commerce, services, and AI tools.
  • u.builders
    Earn UCASH through the bounty program.
  • Unverification
    Verify holdings to unlock premium access.

How it connects

UCASH is the connective token running through every infrastructure and app in the Ucosystem.

UCASH DNS Crypto AI Apps undomains unregistry Pay Swap Agents UCP Umerce u.builders
The Ucosystem

Multiple apps

Beyond the core U.CASH apps, the Ucosystem runs domain registration, hosting, commerce, AI tooling, verification, and bounty programs. Each one is a real service that real people and businesses use every day.

Pay

Accept crypto and cards in one white-label, non-custodial checkout.

Swap

Trade across 30 chains non-custodially with a flat 0.30% fee.

Buy

Get UCASH at market price in one non-custodial step.

Names

Claim a .u or @u web3 name that resolves to your wallet.

Agents

AI agents pay and get paid per request over HTTP-402.

Verify

Confirm your balance and email to unlock ecosystem benefits.

Undomains

Domain names and the domains marketplace at undomains.com.

Unregistry

Domain registry services at unregistry.com.

Unregistrar

Domains, hosting, and email at wholesale via unregistrar.com.

Umerce

B2B and B2C commerce, services, e-commerce, and AI tools.

u.builders

Earn UCASH through bounties and the builder program.

Unverification

Verify holdings for premium access, priority support, and discounts.

Converters

Retail merchants moving cash and crypto for customers in person.

Portal

One account across every app: balances, bounties, and activity.

Where revenue comes from

Many sources of revenue

The Ucosystem earns from a wide mix of businesses and services, business-to-business and business-to-consumer, financial and otherwise, including U.ONLine's business apps and services. A share of all of it supports the U.CASH network, the UCASH token, and the decentralized applications built on top.

Ucosystem revenue

Domain registration Hosting and email Payment processing Swap fees Agent commerce Commerce and services Financial services Names and identity Premium verification

Feeds the U.CASH network

Rails across 30+ chains, REST APIs, signed webhooks, and SDKs.
The UCASH token, kept reachable across chains and venues.
Decentralized applications built on U.CASH.
Bounties that pay contributors in UCASH.
Acquiring more UCASH to fund future bounties, allocations, and initiatives.

Domains and hosting

Registrations, renewals, registry, hosting, and email across undomains, unregistry, and unregistrar.

Payments

pay.u.cash processing across 30+ chains plus fiat cards.

Swaps and exchange

swap.u.cash flat 0.30% fee and instant exchange across 1,500+ coins.

Agent commerce

agents.u.cash per-request payments over HTTP-402.

Commerce and services

Umerce B2B and B2C plans, AI tools, and marketing.

Financial services

Invoicing, payouts, cash and crypto conversion, and custom tokens.

Names and identity

.u and @u registrations and web3-name resolution.

Premium verification

Unverification tiers for premium access and discounts.

How revenue is used

Revenue feeds the network

Revenue from across the Ucosystem is put back to work: maintaining and expanding the rails, funding bounties, growing the ecosystem, and building decentralized applications. UCASH is the network access and loyalty token that ties all of it together.

Infrastructure

Rails across 30+ chains, REST APIs, signed webhooks, SDKs, and agent payments.

Bounties

u.builders pays contributors in UCASH for real work, open to everyone.

Decentralized apps

Support and grants for dApps and services built on U.CASH.

Liquidity and access

Keeping UCASH reachable across chains, bridges, and venues.

A portion of revenue acquires more UCASH

Part of the revenue from every Ucosystem app, service, business, smart contract, and dApp is used to acquire more UCASH, which funds future bounties, allocations, and ecosystem initiatives.

The token

UCASH at a glance

UCASH is a standard ERC-20 token, deployed in January 2018 as the network access and loyalty token for the U.CASH ecosystem. U.CASH has been active since 2015. Always verify the contract before interacting.

Ethereum (ERC-20)

0x92e52a1A235d9A103D970901066CE910AAceFD37

Etherscan →

Total supply (max cap)
21B
In circulation
14B+
Deployed
Jan 2018
Standard
ERC-20
14B+ circulating (66.7%) 33.3% · 7B remaining to the 21B cap
Holdings

Holdings, labeled and on-chain

Every UCASH token exists on public ledgers, and anyone can inspect who holds what. The largest holdings on Ethereum are not private allocations. They are labeled network functions: bounty-offering reserves that fund ecosystem work, bridge contracts that custody the cross-chain supply, exchange wallets holding user balances, and liquidity venues. The remainder is spread across 318K-plus wallets.

Top holdings at a glance

The largest labeled UCASH holdings on Ethereum. Bar lengths are scaled to the largest holding for comparison; the value shown is the true share of total supply.

FBO15.45%
OBO13.41%
BBO8.65%
Yobit4.41%
C2CX3.95%
PBO3.65%
Polygon Bridge2.72%
Base Bridge2.39%
DEX V3 pool1.43%
Bridge Pools0.90%
LBO0.89%
uDistribute0.25%
Payments0.20%
# Label Address Quantity % of supply
1UCASH: FBOFuture Bounty Offering0x1C1Bf236763e7D65E030b170631b756c4BbEB5873,244,678,44115.45%
2UCASH: OBOOngoing Bounty Offering0x397C920188aBA66aB0916E7602ce63395ffd583a2,815,719,33513.41%
3UCASH: BBOBuild Bounty Offering0xa250B227c288949cF9Cc76FAF66a5744DC7AcaD31,816,321,5598.65%
4YobitExchange0x9d85DEe4d09Eebf1074Baa2600993D6d044a4b2A926,592,6924.41%
5C2CXExchange0xD37aC9c98d4dd1af3EF786A47250E6D1bDBe9332830,046,1303.95%
6UCASH: PBOPartner Bounty Offering0xE472aD0358b8dEa6bb76F1892254Ca11cBF99ff9765,964,6773.65%
7Polygon BridgeCross-chain custody0x40ec5B33f54e0E8A33A975908C5BA1c14e5BbbDf571,206,2132.72%
8Base BridgeCross-chain custody0x3154Cf16ccdb4C6d922629664174b904d80F2C35502,150,6602.39%
9DEX V3 poolUNITS-UCASH liquidity0x04fD448Db703FDa50CF7524C96a597508fD6dd90300,971,7521.43%
10UCASH: Bridge PoolsRouting liquidity0xbcc91b9b358eab174e2428afdfe91380ed1b68f4188,821,0410.90%
11UCASH: LBOLiquidity Bounty Offering0xF5cc30b09C3b5c2B204681640689DCFd990eEAbc187,256,8820.89%
12UCASH: uDistributeRewards distribution0x0093e5827900bf9fe3cc635f0d6c68408db1d88852,500,0000.25%
13UCASH: Paymentsu--.eth operational0x8621d69cB16645BbFd5F37ebe790F625b9056E0942,875,2810.20%
21B total supply
Bounty offerings: ~42% combined Exchanges: ~8.4% (user balances) Bridges: ~5.1% (cross-chain custody) Liquidity and operational: ~2.8% Other accounts (318K+ wallets): ~41.7%

The bounty reserves

About 42% of supply sits in five labeled bounty-offering reserves that fund ecosystem work. Some of the balance in these accounts is held on behalf of legacy portal users who have not yet withdrawn their original UCASH; only the share earmarked for future ecosystem work counts as not circulating, roughly a third of total supply. The colored portion is that block, split across the five funds; the faint part is the rest of supply.

FBO Future Bounty Offering15.45% OBO Ongoing Bounty Offering13.41% BBO Build Bounty Offering8.65% PBO Partner Bounty Offering3.65% LBO Liquidity Bounty Offering0.89%

Top UCASH holdings on Ethereum, the home chain. Quantities and percentages are a public-ledger snapshot. Verify any address on Etherscan. Bridge contracts custody the supply bridged to Polygon and Base.

What UCASH is for

Access, discounts, and services

UCASH is a network access and loyalty token. Across the Ucosystem you use it to reach services, unlock premium features and discounts, and pay for things on-chain.

Premium access

Hold UCASH to unlock premium features and priority services across U.CASH apps.

Discounts

Holder discounts on domains, hosting, commerce, and services through U.ONLine and Ucosystem properties.

Pay and transact

Use UCASH to pay for goods, services, and transactions with on-chain settlement.

Agent commerce

UCASH settles machine-to-machine payments for AI agents over HTTP-402.

Names and identity

Register and use .u and @u names and pay to human-readable addresses.

Custom assets

Mint and use custom tokens across the 22 networks U.CASH supports.

Earn UCASH

Earn it through work

UCASH reaches active participants through real contribution across the Ucosystem. It is earned, not given away.

Bounties

Complete tasks and claim UCASH through the u.builders bounty program. No job offer required.

Service-usage rewards

Stay active across the apps and earn UCASH through rewards and loyalty programs.

Agent commerce

One account earns from its own resources and pays for others. Buyers pay per request, sellers earn per call.

Converting

Run a converter and move cash and crypto for your community as a real-world ramp.

Building

Ship integrations, dApps, and agent services on the open APIs and SDKs.

Commerce

Sell B2B and B2C services, plans, and digital goods through Umerce.

Questions

Frequently asked

Short, direct answers about UCASH and the Ucosystem.

What is UCASH?

UCASH is the network access and loyalty token for U.CASH and the wider Ucosystem. Use it to access services, unlock premium features and discounts, pay, and earn across domains, payments, AI, and business apps.

What are the Ucosystem and U.ONLine?

The Ucosystem is the umbrella over U.CASH, U.ONLine, and a broad network of apps, agents, and services. U.ONLine (u.onl) is the business-focused sibling: business users, business apps, and services. U.CASH is complementary to U.ONLine and focused on open money and payments. Revenue from across the Ucosystem feeds the U.CASH economy and the UCASH token.

How many apps are there?

Many. The core U.CASH apps are Pay, Swap, Buy, Names, Agents, Send, and Verify, plus the Portal. The wider Ucosystem adds the domain industry (undomains.com, unregistry.com, unregistrar.com), Umerce (commerce and services), u.builders (bounties), Unverification (premium), Converters, and more.

Which blockchains is UCASH on?

UCASH is an ERC-20 on three chains: Ethereum, Polygon, and Base. Each has its own contract address, listed above. Always verify the address before interacting.

Where does ecosystem revenue come from?

A wide mix: domain registration, registry, hosting, and email through undomains, unregistry, and unregistrar; payment processing and swap fees; agent commerce; B2B and B2C commerce and services through Umerce; financial services; names and identity; and premium verification.

How is that revenue used?

A share of it supports the U.CASH network and the UCASH token, funding infrastructure, bounties, liquidity and access, and the decentralized applications built on top. A portion is also used to acquire more UCASH for future bounties, allocations, and initiatives.

How do I earn UCASH?

Through real work: bounties at u.builders, service-usage and loyalty rewards, agent commerce, building dApps and integrations, or running a converter. No job offer is required to build on the network.

Is U.CASH custodial?

No. U.CASH is non-custodial by design. Payments settle to wallets you control, card payments run through your own card processor account, and swaps settle on-chain to addresses you sign with.

Where can I verify the holdings?

On Etherscan, PolygonScan, and Basescan. The labeled top holdings on Ethereum are listed on this page, each linked to its explorer, and the full holder list is public record on-chain.

Use UCASH across the Ucosystem.

Get it, hold it for access and discounts, or earn it through bounties and service usage.

Get UCASH Explore the Ucosystem