Open money infrastructure

The open money layer
for the open internet.

The internet runs on open protocols for everything except money. U.CASH fixes that: non-custodial rails any app or agent can build on, with pay, swap, buy, convert, and names on one shared network across 30+ chains.

Network users
650K+
On-chain UCASH holders
300K+
Chains supported
30+
Services active since
2015+
Flagship · U.CASH Pay

Accept crypto and cards in one checkout

The U.CASH payments rail: 30+ blockchains and custom tokens across 22 networks, fiat cards via Stripe, white-label and non-custodial. Accept, request, invoice, and even pay out cash for crypto in person. Live in minutes, no held funds.

Unified checkout

One link or widget accepts every coin and card. Customers choose; you get paid.

Multi-coin wallets

Connect xpubs and per-chain wallets. Funds settle directly to addresses you control.

Cards via Stripe

Fiat cards through your own Stripe account: fully non-custodial, no middleman.

White-label

Your logo, colors, and domain. The payment surface is yours: we're the rails.

Webhooks & API

REST API, signed webhooks, and SDKs. Build invoicing, splits, and any payment flow.

Non-custodial

We never hold your funds. Payments settle straight to your wallets. By design.

Multi-store

Run many stores from one account: each with its own branding, wallets, and webhooks.

Requests & invoices

Email a Pay-Now link or a full invoice: get paid without a storefront.

Email & receipts

Automatic merchant notifications and customer receipts, via your own SMTP.

The converter network

Converters: cash↔crypto, powered by people

Converters are retail merchants who use U.CASH Pay to move cash↔crypto for their customers, in person. Through request-info and payment links, a converter takes cash and sends crypto, or takes crypto and pays out cash: a real-world on/off-ramp alongside the digital rails.

Become a converter
Networks & tokens

30+ blockchains. Custom tokens on 22 networks.

Built-in support for Bitcoin, Ethereum, Solana, Tron, and 25+ more, plus any custom token across 22 networks, including 12 newly-added EVM chains: Linea, Mantle, Berachain, Sonic, Unichain, Worldchain, Monad, Plasma, Abstract, HyperEVM, Scroll, and Ink.

BTC
BTC
Lightning
Lightning
ETH
ETH
SOL
SOL
TRX
TRX
XRP
XRP
LTC
LTC
DOGE
DOGE
BCH
BCH
XMR
XMR
ALGO
ALGO
DOT
DOT
XLM
XLM
XTZ
XTZ
Base
Base
Arbitrum
Arbitrum
Optimism
Optimism
Polygon
Polygon
BNB Chain
BNB Chain
Avalanche
Avalanche
Linea
Linea
Mantle
Mantle
Berachain
Berachain
Sonic
Sonic
Unichain
Unichain
Worldchain
Worldchain
Monad
Monad
Plasma
Plasma
Abstract
Abstract
HyperEVM
HyperEVM
Scroll
Scroll
Ink
Ink

Custom tokens

Add any token by wallet + contract across 22 networks: ERC-20, BEP-20, Base, Polygon, Arbitrum, Optimism, TRC-20, SPL, and 12 new EVM chains.

Per-coin confirmations

You define what "paid" means: set confirmation policies per coin, per store.

xpub & Lightning

Bitcoin HD wallets via xpub, plus Lightning support: generate receive addresses without holding keys.

Web3-name payouts

Pay to ENS, Unstoppable Domains, and FIO handles: no copy-pasting long addresses.

Flagship · U.CASH Swap

Swap anything, on every chain

The U.CASH exchange: a non-custodial aggregator routing across 30 chains via multiple connected aggregators. Your wallet signs every swap and we never hold your funds. Plus instant exchange for Bitcoin and 1,500+ coins.

30 chains, multiple aggregators

Multiple aggregators scan every DEX, bridge, and exchange for the best price, then execute in a single transaction.

Non-custodial by design

Connect MetaMask, Phantom, or any wallet. Swaps settle on-chain to addresses you control: we never hold your funds.

1-tx ERC-20 sells

Permit2-powered: approve once, then every ERC-20 swap is a single signed transaction. No repetitive approvals.

Native-coin sells

Sell ETH, MATIC, AVAX and more in one transaction via deployed router contracts: no manual wrapping.

Cross-chain bridges

Move assets between EVM chains and Solana via LI.FI, routed alongside the swap in one flow.

Instant exchange

Bitcoin, Litecoin, XRP, Monero and ~1,500 non-EVM coins via ChangeNOW, for assets DEXs can't reach.

UCASH featured

UCASH is a featured token on Ethereum, Polygon, and Base, with live pricing and direct swap routing.

Transparent 0.30% fee

A flat fee on the output: no spreads, no hidden routing cuts. You see exactly what you pay.

Best-price routing

We query every connected DEX and bridge for the best output, then execute in a single transaction.

Buy the network token

Buy UCASH: powered by U.CASH Swap

Acquire UCASH on Ethereum, Polygon, or Base from any asset you hold. The buy-UCASH flow is a one-click swap: fast, non-custodial, settled to your wallet.

Buy UCASH
Flagship · U.CASH Agents

Payments for AI agents

U.CASH Agents puts AI agents on the HTTP-402 protocol: they sell priced resources and buy services per request, in crypto or via their own Stripe. Multi-item UCP checkout sessions, AP2 mandate authorization, and RFC 9421-signed responses. Non-custodial: every payment flows direct from buyer to seller.

402 Online Protocol

Any endpoint, priced

A standard 402 Payment Required tells an agent the price and how to pay. The agent pays, retries, and gets through, automatically.

# JavaScript
$ npm install agents-u-cash
# Python
$ pip install agents-u-cash
 
GET /priced-resource
HTTP/1.1 402 Payment Required
WWW-Authenticate: UXC 402

Sell & buy

One account both earns from its own resources and pays for others' services. Two-sided agent commerce.

Multi-coin

BTC, ETH, USDT, USDC, Solana, Tron, XRP, UCASH, and custom tokens: agents pay and earn across them all.

Cards via Stripe

Fiat cards through the agent's own Stripe account: the redirect rail. Non-custodial, no new webhooks.

Custom tokens

Self-serve any ERC-20, BEP-20, Base, Polygon, Arb, OP, Avax, Tron, or SPL token: agents aren't limited to a preset list.

Non-custodial

The platform never holds funds. Every payment settles directly from buyer to seller's wallet. By design.

Settlement ledger

A transparent, read-only log of earnings and settlements: clear accounting without any held balances.

Pay per request

Every resource carries its own price in any asset. Buyers pay per request and sellers earn per call.

UCP checkout

Multi-item checkout sessions with mixed-currency carts, AP2 mandates, and RFC 9421-signed responses. The full Universal Commerce Protocol.

Real-time webhooks

Signed, HMAC-verified webhooks notify your integration the instant a payment settles. Retry-safe, tamper-proof.

Agent discovery

A machine-readable /.well-known/ucp profile and /catalog.json let AI agents find and pay for your services autonomously.

Agentic discovery

Let agents find what you sell

Expose a /catalog.json + a UCP profile so AI agents discover your resources, create multi-item checkout sessions, and pay via AP2 mandates. Built on the open Universal Commerce Protocol.

Explore agents
How it works

Three steps to the whole network

One account unlocks every U.CASH app. Set up once, then pay, swap, buy, name, and automate, however you want.

Step 01

Create your account

Register once at U.CASH Portal and your single U.CASH account works across pay, swap, buy, names, agents, and verify. No separate logins, ever.

Step 02

Connect your wallets

Bring the wallets you already use: Bitcoin xpubs, EVM addresses, Solana, Tron, and more. Funds always settle to addresses you control.

Step 03

Use any app

Accept a payment, swap a token, buy UCASH, claim a .u name, or let an agent sell for you. Start anywhere: the rest is one click away.

The U.CASH apps

Everything we do on U.CASH

Six apps, one account. Each lives on its own u.cash subdomain: pick where to start.

Plugins & Integrations

Accept crypto + cards on your store

U.CASH Pay plugins for WooCommerce, Shopify, Magento, OpenCart, PrestaShop, WHMCS, Shopware, Drupal, CS-Cart, VirtueMart, Blesta, Zen Cart, and Invoice Ninja. Plus a universal embed for any website. Non-custodial.

WooCommerce Shopify Magento 2 OpenCart PrestaShop WHMCS Shopware Drupal Commerce CS-Cart VirtueMart Invoice Ninja Blesta Zen Cart Universal Embed SDKs
Browse all plugins
Why U.CASH

The same principles across every app

Non-custodial

Your keys, your funds. No U.CASH app ever holds your money: payments settle to wallets you control.

Multi-chain

Ethereum, Polygon, Base, Bitcoin, Solana, and more: 30+ chains supported out of the box.

One account

A single U.CASH account works across pay, swap, buy, names, agents, and verify.

Open by default

Open APIs, open standards (UCP, HTTP 402), and interoperable web3 names. Build on U.CASH without lock-in.

The network token

UCASH: power every app

UCASH is the U.CASH network token. Buy it, swap it, hold it, and use it across pay, swap, names, agents, and more.

Official contracts

Multi-chain by default

UCASH lives on Ethereum, Polygon, and Base. Always verify the address before trading.

One U.CASH account. Manage it all.

Sign in to the portal to manage your account, wallets, and bounties: across every U.CASH app.

FAQ

Questions, answered

What is U.CASH?
U.CASH is a network of apps: U.CASH Pay (accept payments), U.CASH Swap (swap crypto), U.CASH Buy (buy UCASH), U.CASH Names (web3 names), U.CASH Agents (AI payments), and U.CASH Verify (verify holdings). One account works across all of them.
Do I need a separate account for each app?
No. One U.CASH account: managed in the portal at U.CASH Portal: works across pay, swap, buy, names, agents, and verify.
Is U.CASH custodial?
No. U.CASH is non-custodial by design: your keys, your funds. Payments settle directly to wallets you control.
How do I buy UCASH?
At U.CASH Buy: the buy-UCASH flow: or swap for it at U.CASH Swap. UCASH is available on Ethereum, Polygon, and Base.
What is a .u name?
A web3 identity at U.CASH Names: claim a .u domain via Unstoppable Domains, an @u handle via FIO, and other UCASH web3 names. Your name is your identity and your payment address.
How do I accept payments?
At U.CASH Pay: create a checkout that accepts hundreds of coins plus fiat cards, white-label and non-custodial. Live in minutes.