Open money infrastructure

The open money layer
for the open internet.

The internet runs on open protocols for everything except money. U.CASH fixes that: non-custodial payment rails any business, dev, app or agent can build on, with pay, swap, buy, convert, and names on one shared network across 30+ chains.

Lifetime signups
1M+
Onchain Holders
318K+
Circulating supply
14B+
Chains supported
30+
Active Since
2015+
Integrations & SDKs
125+
Swappable coins
1,500+
Token networks
22
Languages supported
86

Network data as of July 2026. UCASH on Etherscan, Polygonscan, Basescan. Browse 125 integrations.

Flagship · U.CASH Pay

Accept crypto and cards in one checkout

The U.CASH payments rail: 30+ blockchains and custom tokens across 22 networks, fiat cards, white-label and non-custodial. Accept, request, invoice, and even pay out cash for crypto in person. Live in minutes, no held funds.

Unified checkout

One link or widget accepts every coin and card. Customers choose; you get paid.

Multi-coin wallets

Connect xpubs and per-chain wallets. Funds settle directly to addresses you control.

Fiat cards

Fiat cards through your own merchant account: fully non-custodial, no middleman.

White-label

Your logo, colors, and domain. The payment surface is yours: we're the rails.

Webhooks & API

REST API, signed webhooks, and SDKs. Build invoicing, splits, and any payment flow.

Non-custodial

We never hold your funds. Payments settle straight to your wallets. By design.

Multi-store

Run many stores from one account: each with its own branding, wallets, and webhooks.

Requests & invoices

Email a Pay-Now link or a full invoice: get paid without a storefront.

Email & receipts

Automatic merchant notifications and customer receipts, via your own SMTP.

The converter network

Converters: cash↔crypto, powered by people

Converters are retail merchants who use U.CASH Pay to move cash↔crypto for their customers, in person. Through request-info and payment links, a converter takes cash and sends crypto, or takes crypto and pays out cash: a real-world on/off-ramp alongside the digital rails.

Become a converter
Spotlight · U.CASH Swap

Swap anything, on every chain

A non-custodial aggregator routing across 30 chains via multiple connected aggregators, plus instant exchange for Bitcoin and 1,500+ coins. Your wallet signs every swap.

30 chains single-tx swaps cross-chain bridges instant exchange 0.30% fee non-custodial
Spotlight · U.CASH Agents

Payments for AI agents

Put AI agents on the HTTP-402 protocol: they sell priced resources and buy services per request, in crypto or by card. Non-custodial end to end.

GET /priced-resource → HTTP/1.1 402 Payment Required
HTTP 402 SDKs JS + Python MCP server UCP checkout agent discovery
Networks & tokens

30+ blockchains. Custom tokens on 22 networks.

Built-in support for Bitcoin, Ethereum, Solana, Tron, and 25+ more, plus any custom token across 22 networks, including 12 newly-added EVM chains: Linea, Mantle, Berachain, Sonic, Unichain, Worldchain, Monad, Plasma, Abstract, HyperEVM, Scroll, and Ink.

Custom tokens

Add any token by wallet + contract across 22 networks: ERC-20, BEP-20, Base, Polygon, Arbitrum, Optimism, TRC-20, SPL, and 12 new EVM chains.

Per-coin confirmations

You define what "paid" means: set confirmation policies per coin, per store.

xpub & Lightning

Bitcoin HD wallets via xpub, plus Lightning support: generate receive addresses without holding keys.

Web3-name payouts

Pay to ENS, Unstoppable Domains, and FIO handles: no copy-pasting long addresses.

Browse every coin by intent:

How it works

Three steps to the whole network

One account unlocks every U.CASH app. Set up once, then pay, swap, buy, name, and automate, however you want.

Step 01

Create your account

Register once at U.CASH Portal and your single U.CASH account works across pay, swap, buy, names, agents, send, and verify. No separate logins, ever.

Step 02

Connect your wallets

Bring the wallets you already use: Bitcoin xpubs, EVM addresses, Solana, Tron, and more. Funds always settle to addresses you control.

Step 03

Use any app

Accept a payment, swap a token, buy UCASH, claim a .u name, or let an agent sell for you. Start anywhere: the rest is one click away.

The U.CASH apps

Everything we do on U.CASH

Multiple apps, one account. Each lives on its own u.cash subdomain: pick where to start.

Plugins & Integrations

Accept crypto + cards everywhere

125 open-source plugins, SDKs, and integrations across e-commerce, billing, POS, memberships, automation, chat, and AI agents. Plus a universal embed for any website. Non-custodial: funds settle direct to your wallet.

Browse all 125 integrations
Why U.CASH

The same principles across every app

Non-custodial

Your keys, your funds. No U.CASH app ever holds your money: payments settle to wallets you control.

Multi-chain

Ethereum, Polygon, Base, Bitcoin, Solana, and more: 30+ chains supported out of the box.

One account

A single U.CASH account works across pay, swap, buy, names, agents, send, and verify.

Open by default

Open APIs, open standards (UCP, HTTP 402), and interoperable web3 names. Build on U.CASH without lock-in.

Developers

Build on open money infrastructure

A universal embed, a REST API with signed webhooks, SDKs across 12 language registries, an MCP server, and open standards (HTTP 402, UCP). Non-custodial rails for any app or agent.

SDKs and libraries

Zero-dependency clients across JavaScript, Python, Rust, Java, .NET, Elixir, Go, Swift, Ruby, PHP, Flutter, and Deno. One createCheckout + verifyWebhook contract everywhere.

AI agents and HTTP 402

Put agents on the 402 protocol with the agents-u-cash SDK, the mcp-ucashpay server, and the open UCP standard. Agents sell and buy per request.

APIs and embed

Drop in the universal embed script, or call the REST API server-side with HMAC-signed, replay-safe webhooks. Live in minutes.

The network access and loyalty token

UCASH: power every app

UCASH is the U.CASH network access and loyalty token. Buy it, swap it, hold it, and use it across pay, swap, names, agents, and more.

Official contracts

Multi-chain by default

UCASH lives on Ethereum, Polygon, and Base. Always verify the address before trading.

One U.CASH account. Manage it all.

Sign in to the portal to manage your account, wallets, and bounties: across every U.CASH app.

FAQ

Questions, answered

What is U.CASH?
U.CASH is a network of apps: U.CASH Pay (accept payments), U.CASH Swap (swap crypto), U.CASH Buy (buy UCASH), U.CASH Names (web3 names), U.CASH Agents (AI payments), U.CASH Send (batch token sends), and U.CASH Verify (verify holdings). One account works across all of them.
Do I need a separate account for each app?
No. One U.CASH account, managed in the portal at U.CASH Portal, works across pay, swap, buy, names, agents, send, and verify.
Is U.CASH custodial?
No. U.CASH is non-custodial by design: your keys, your funds. Payments settle directly to wallets you control.
How do I buy UCASH?
Buy UCASH at U.CASH Buy, or swap for it at U.CASH Swap. UCASH is available on Ethereum, Polygon, and Base.
What is a .u name?
A web3 identity at U.CASH Names. Claim a .u domain via Unstoppable Domains, an @u handle via FIO, and other UCASH web3 names. Your name is your identity and your payment address.
How do I accept payments?
At U.CASH Pay, create a checkout that accepts hundreds of coins plus fiat cards, white-label and non-custodial. Live in minutes.