Universal Cash (UCASH) · open money infrastructure

The open money layer
for the open internet.

The internet runs on open protocols for everything except money. U.CASH fixes that: non-custodial payment rails any business, dev, app or agent can build on, with pay, swap, buy, convert, and names on one shared network across 30+ chains.

Showcase Apps
Stats & Data
Verified accounts
406K+
Lifetime signups
1.2M+
Supported networks
34
Swappable coins
1,500+
Integrations & SDKs
125+
Languages supported
86
Onchain holders
318K+
Circulating supply
14B+
Max supply
21B
UCASH omni-chain
13
Network apps (live)
28
Active since
2015+

Network data as of September 2026. 34 supported networks include Bitcoin's Lightning, Robinhood Chain, and HyperEVM. UCASH is omni-chain across 13 networks: the 11-chain LayerZero mesh plus canonical Base and Polygon. UCASH on Etherscan, Polygonscan, Basescan. Browse 125 integrations.

Flagship · U.CASH Pay

Accept crypto and cards in one checkout

The U.CASH payments rail: 34 supported networks with custom tokens across 23 token networks, fiat cards, white-label and non-custodial. Accept, request, invoice, and even pay out cash for crypto in person. Live in minutes, no held funds.

Unified checkout

One link or widget accepts every coin and card. Customers choose; you get paid.

Multi-coin wallets

Connect xpubs and per-chain wallets. Funds settle directly to addresses you control.

Fiat cards

Fiat cards through your own merchant account: fully non-custodial, no middleman.

White-label

Your logo, colors, and domain. The payment surface is yours: we're the rails.

Webhooks & API

REST API, signed webhooks, and SDKs. Build invoicing, splits, and any payment flow.

Non-custodial

We never hold your funds. Payments settle straight to your wallets. By design.

Multi-store

Run many stores from one account: each with its own branding, wallets, and webhooks.

Requests & invoices

Email a Pay-Now link or a full invoice: get paid without a storefront.

Email & receipts

Automatic merchant notifications and customer receipts, via your own SMTP.

Who it's for

Built for every business that touches money

One set of non-custodial rails, many ways to use it. From a single invoice to a white-label payments platform on your own domain.

Online stores

Accept crypto and cards at the checkout you already run: official plugins for WooCommerce, Shopify, Magento, BigCommerce, and 20+ more carts, plus a universal embed for any site.

Retail & in-person

A browser-based POS register for counters and restaurants, and converter tellers moving cash and crypto face to face, in person.

Invoicing & B2B

Pay-Now links, full invoices, payment requests, and batch payouts: bill clients and pay teams without a storefront.

Developers & platforms

A REST API with signed webhooks, SDKs across 12 language registries, and white-label payments on your own domain. Live in minutes.

AI builders

Monetize agents and priced resources over HTTP 402, or let your agents pay per request in crypto or by card. MCP-ready out of the box.

Communities & creators

Memberships, token gating, tips and donations, and link-in-bio checkouts: get paid by your audience, on the channels you already own.

Spotlight · U.CASH Swap

Swap anything, on every chain

A non-custodial aggregator routing across 30 chains via multiple connected aggregators, plus instant exchange for Bitcoin and 1,500+ coins. Your wallet signs every swap.

30 chains single-tx swaps cross-chain bridges instant exchange 0.50% all-in fee non-custodial
Spotlight · U.CASH Agents

Payments for AI agents

Put AI agents on the HTTP-402 protocol: they sell priced resources and buy services per request, in crypto or by card. Non-custodial end to end.

GET /priced-resource → HTTP/1.1 402 Payment Required
HTTP 402 SDKs JS + Python MCP server UCP checkout test mode agent discovery
Networks & tokens

34 supported networks. Custom tokens on 23.

Built-in support for Bitcoin, Ethereum, Solana, Tron, and 30 more, plus any custom token across 23 token networks, including 13 newly-added EVM chains: Linea, Mantle, Berachain, Sonic, Unichain, Worldchain, Monad, Plasma, Abstract, HyperEVM, Scroll, Ink, and Robinhood Chain.

Custom tokens

Add any token by wallet + contract across 23 networks: ERC-20, BEP-20, Base, Polygon, Arbitrum, Optimism, TRC-20, SPL, and 13 new EVM chains.

Per-coin confirmations

You define what "paid" means: set confirmation policies per coin, per store.

xpub & Lightning

Bitcoin HD wallets via xpub, plus Lightning support: generate receive addresses without holding keys.

Web3-name payouts

Pay to ENS, Unstoppable Domains, and FIO handles: no copy-pasting long addresses.

Browse every coin by intent:

How it works

Three steps to the whole network

One account unlocks every U.CASH app. Set up once, then pay, swap, buy, name, and automate, however you want.

Step 01

Create your account

Register once at U.CASH Portal and your single U.CASH account works across every U.CASH app. No separate logins, ever.

Step 02

Connect your wallets

Bring the wallets you already use: Bitcoin xpubs, EVM addresses, Solana, Tron, and more. Funds always settle to addresses you control.

Step 03

Use any app

Accept a payment, swap a token, buy UCASH, claim a .u name, or let an agent sell for you. Start anywhere: the rest is one click away.

The U.CASH apps

Everything we do on U.CASH

28 network apps live, one account. Eighteen featured here, each on its own u.cash subdomain: pick where to start.

Pay: Accept payments

Crypto and cards in one white-label, non-custodial checkout. Hundreds of coins across 30+ chains.

Flagshippaymentscards

Swap: Trade crypto

Swap between cryptocurrencies directly from your wallet: non-custodial, multi-chain.

exchange

Buy: Card, bank, or crypto

Buy UCASH with card or bank on the fiat ramp, or on the UCASH-locked Buy DEX. Payouts go to your own wallet.

buy UCASHfiat ramp

Sell: Cash out to bank

Sell BTC, ETH, USDC and more for fiat payouts to your bank, card, or wallet. Non-custodial: you send crypto directly to the provider.

off-rampbank payouts

Get: UCASH with any token

Pay with any token for UCASH at market price, straight to your own wallet. Non-custodial: your wallet signs every swap.

get UCASHany token

Bridge: Move tokens across chains

Bridge any token across 18 chains, plus UCASH omni-chain on 13 live networks: canonical Ethereum, Base and Polygon plus the LayerZero mesh. Non-custodial: your wallet signs every move.

18 chainsomni-chainnon-custodial

Agents: AI payments

HTTP 402: let AI agents pay per request, on-chain or by card. Non-custodial.

HTTP 402AI

Una: AI assistant for U.CASH apps

Chat to set up and manage Pay, Agents, and POS. Una shows a diff and only acts when you confirm, billed per action in fractions of a cent.

chatconfirm firstmicro-billed

Send: Mass send

Send UCASH or any token to many wallets from a CSV, in one on-chain batch. Non-custodial.

mass senddisperse

Verify: Balance & email

Verify your UCASH balance and email address to unlock benefits and premium features.

verify

Teller: Cash↔crypto in person

Converter tellers move cash and crypto face to face: request-info and payment links through U.CASH Pay, the teller app to run it, and a live map to find one.

in-personconverters

AI: Ask about crypto and U.CASH

The public U.CASH assistant: ask about crypto security, payments, wallets, and the U.CASH apps. Billed per action in fractions of a cent.

assistantcrypto Q&AUCASH-billed

Names: Web3 identity

Claim a .u domain (Unstoppable Domains), @u handle (FIO), and other UCASH web3 names.

.u@udomains

Map: Find tellers near you

The live teller map: browse converter tellers, check profiles and live rates, and get there in person.

tellersdirectory

Shop: Storefront builder

Spin up a storefront in minutes: product pages, styling blocks, and a built-in U.CASH Pay checkout. No cart plugin, no code.

storefrontsno-code

OS: The web desktop

The U.CASH web desktop: one clean workspace where every network app lives a canvas away.

workspaceapps

Storage: Usage & quotas

One storage quota across every U.CASH app: track usage, manage files, and lease more space with UCASH when you need it.

quotasleasesUCASH
Plugins & Integrations

Accept crypto + cards everywhere

125 open-source plugins, SDKs, and integrations across e-commerce, billing, POS, memberships, automation, chat, and AI agents. Plus a universal embed for any website. Non-custodial: funds settle direct to your wallet.

Browse all 125 integrations
Why U.CASH

The same principles across every app

Non-custodial

Your keys, your funds. No U.CASH app ever holds your money: payments settle to wallets you control.

Multi-chain

Ethereum, Polygon, Base, Bitcoin, Solana, and more: 30+ chains supported out of the box.

One account

A single U.CASH account works across pay, swap, buy, bridge, names, agents, and more.

Open by default

Open APIs, open standards (UCP, HTTP 402), and interoperable web3 names. Build on U.CASH without lock-in.

Developers

Build on open money infrastructure

A universal embed, a REST API with signed webhooks, SDKs across 12 language registries, an MCP server, and open standards (HTTP 402, UCP). Non-custodial rails for any app or agent.

SDKs and libraries

Zero-dependency clients across JavaScript, Python, Rust, Java, .NET, Elixir, Go, Swift, Ruby, PHP, Flutter, and Deno. One createCheckout + verifyWebhook contract everywhere.

AI agents and HTTP 402

Put agents on the 402 protocol with the agents-u-cash SDK, the mcp-ucash server, and the open UCP standard. Agents sell and buy per request.

APIs and embed

Drop in the universal embed script, or call the REST API server-side with HMAC-signed, replay-safe webhooks. Live in minutes.

One U.CASH account. Manage it all.

Sign in to the portal to manage your account, wallets, and bounties: across every U.CASH app.

FAQ

Questions, answered

What is U.CASH?
U.CASH is a network of apps: U.CASH Pay (accept payments), U.CASH Swap (swap crypto), U.CASH Buy (buy UCASH), U.CASH Sell (cash out to bank), U.CASH Get (UCASH with any token), U.CASH Bridge (move tokens across chains), U.CASH Names (web3 names), U.CASH Agents (AI payments), Una (AI assistant), U.CASH Send (batch token sends), U.CASH Verify (verify holdings), U.CASH POS (point of sale), and U.CASH AI (crypto and platform answers). One account works across all of them.
Do I need a separate account for each app?
No. One U.CASH account, managed in the portal at U.CASH Portal, works across every app, from Pay and Swap to Una and POS.
Is U.CASH custodial?
No. U.CASH is non-custodial by design: your keys, your funds. Payments settle directly to wallets you control.
How do I buy UCASH?
Buy UCASH at U.CASH Buy, or swap for it at U.CASH Swap. UCASH is available on Ethereum, Polygon, and Base.
Where can I learn about the UCASH token?
On the UCASH token page: utility across the apps, supply, the 13 omni-chain networks, and every official contract address.
What is a .u name?
A web3 identity at U.CASH Names. Claim a .u domain via Unstoppable Domains, an @u handle via FIO, and other UCASH web3 names. Your name is your identity and your payment address.
How do I accept payments?
At U.CASH Pay, create a checkout that accepts hundreds of coins plus fiat cards, white-label and non-custodial. Live in minutes.