Learn

Guides and docs.

Start here to get the most out of U.CASH. Each guide links to the live app and its developer documentation.

How U.CASH works

The same four steps power every app. Set up once, then the whole network is one click away.

Step 01

Create one account

Sign up once at the U.CASH Portal. One login spans pay, swap, buy, names, agents, send, and verify.

Step 02

Connect your wallets

Add addresses you already control: Bitcoin xpubs, EVM, Solana, Tron, and more. Optionally add card-processor keys for cards.

Step 03

Use any app

Accept a checkout, swap a token, buy UCASH, claim a .u name, or put an agent on HTTP-402. Start anywhere.

Step 04

Funds settle to you

Money lands in wallets you control, never on U.CASH. Signed webhooks confirm each step in your own systems.

Quick start

Three things you can do in the next few minutes, right from the live apps.

Accept your first payment

  1. Sign up at pay.u.cash and create a store.
  2. Connect a wallet, such as an EVM address or a Bitcoin xpub.
  3. Add your card-processor keys if you want to take cards.
  4. Share your checkout link or embed the widget.

Make your first swap

  1. Open swap.u.cash and connect your wallet.
  2. Pick the asset you hold and the one you want.
  3. Review the route and the 0.50% all-in fee.
  4. Sign once; the output lands in your wallet.

Buy UCASH

  1. Open buy.u.cash.
  2. Choose how much UCASH to buy.
  3. Pay with any asset you hold, swapped at market price.
  4. UCASH settles to your wallet on Ethereum, Polygon, or Base.

Guides

Buy tokenized stocks

What tokenized stock is, what it is not, and the swap from any asset to any of 238 underlyings. Read the guide → The biggest

Hold tokenized gold and silver

PAXG, XAUt, KAG: what backs them, how the peg works, and paying with metal. Read the guide → Gold

Buy Bitcoin

Fiat ramp or swap, both settling to your own wallet: the two roads to your first BTC. Read the guide → BTC

Accept Bitcoin payments

BTC at checkout: on-chain or Lightning, hold or auto-convert, non-custodial throughout. Read the guide → Accept BTC

Pay invoices with crypto

The reference, the amount, the asset: paying B2B invoices so the payee's books reconcile. Read the guide → Invoicing

Accept payments without a bank

Crypto checkout to a wallet you control, with local payout rails for the last mile. Read the guide → By country

Crypto payment fees, compared

Platform fee, swap fee, network fee, lined up against the card statement honestly. Read the guide → Pricing

Crypto invoicing Donations and tips Payment links Payouts and payroll White-label Checkout and embed All payment options By country

Developer documentation

Concepts

Non-custodial

U.CASH never holds your funds or your keys. Payments settle straight to wallet addresses you control, so there is no central pool to lose. See the definition and Technology.

Converters

Retail merchants who use U.CASH Pay to move cash and crypto for customers in person, a real-world on and off ramp alongside the digital rails. See Network.

HTTP-402

The standard that turns any URL into a priced resource. An agent gets a 402 Payment Required, pays, retries, and gets through automatically. See the definition and Agents.

UCASH

The network access and loyalty token of the ecosystem: an ERC-20 on Ethereum, Polygon, and Base, used for access, discounts, and rewards. See UCASH token.

Web3 names

Human-readable identities like .u and @u that resolve to a wallet address, so you can pay a name instead of pasting hex. See the definition and Names.

Glossary

Every term, A to Z: stablecoins, token standards, DEX routing, finality, payment rails, and more. See the glossary.

Settlement

The moment a payment is final on its chain. You set confirmation policies per coin to balance speed against finality. See the definition and Technology.

Have a question? Check the FAQ or contact us.

Ready to start?

Create your account once, then pay, swap, buy, or name in minutes.