Accept SEPA transfers from every eurozone country at one IBAN. Cheap for buyers, final on arrival, no processor account.
Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.
The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.
Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.
From signup to settled order.
Sign up at U.CASH Pay and create a checkout that offers SEPA alongside cards and crypto.
Fill in the IBAN, SWIFT/BIC, bank name, and account holder exactly as printed on your bank statement.
The buyer initiates a euro credit transfer to your IBAN from any eurozone bank and includes the unique payment reference.
The euros land the next banking day, or in seconds on SEPA Instant. Match the reference in Payments and mark the order paid.
U.CASH charges nothing on the SEPA rail. SEPA credit transfers cost buyers little or nothing at eurozone banks, and SEPA Instant, where the banks support it, settles in seconds. Standard transit is one banking day. Orders hold for 30 days.
SEPA runs as a manual rail: the buyer initiates the transfer against your published coordinates and includes the per-order payment reference, which is what makes the reconciliation one click rather than a hunt. Settlement lands in the rail's own window, which the fees and settlement section states; there is no processor in the middle to wait on. That directness is also the operational trade: the rail sees a plain transfer, so the reference discipline is what keeps reconciliation mechanical.
The currencies SEPA settles, EUR, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.
International. Manual rail.
United Kingdom. Manual rail.
Brazil. Automatic and manual flows.
Offer it beside cards, crypto, and every other rail on one non-custodial checkout.