Fiat currency · EUR

Euro on U.CASH

The euro is the currency of the twenty-country eurozone and the second-most-used payment currency on earth. One IBAN receives SEPA transfers from every one of them, next banking day, or in seconds on SEPA Instant.

Rails settle it at checkout; pegged tokens settle it on-chain. Both live on the same non-custodial U.CASH checkout.

Euro at a glance

Code
EUR
Symbol
€
Local rail
SEPA
Pegged tokens
4

Rails that settle EUR

Euro checkouts can offer SEPA to one IBAN for the whole eurozone, SWIFT for buyers outside it, and cards through your own Stripe, Verifone, or PayPal account.

SEPA

Eurozone. Manual rail, no processor account.

SWIFT

International. Manual rail, no processor account.

Stripe

Worldwide. Card processing via your own account.

Verifone (2Checkout)

Worldwide. Card processing via your own account.

PayPal

Worldwide. Card processing via your own account.

Pegged tokens on U.CASH

Four euro stablecoins trade on U.CASH: EURC from Circle, EURI, EURQ, and EUROP. A euro checkout can settle on-chain with no FX step, and the swap pairs each of them against BTC, ETH, and USDC.

Euro Coin

Euro Coin (EURC)

Pegged 1:1 to the euro. Accept it, swap it, hold it non-custodially.

Eurite

Eurite (EURI)

Pegged 1:1 to the euro. Accept it, swap it, hold it non-custodially.

Quantoz EURQ

Quantoz EURQ (EURQ)

Pegged 1:1 to the euro. Accept it, swap it, hold it non-custodially.

EURØP

EURØP (EUROP)

Pegged 1:1 to the euro. Accept it, swap it, hold it non-custodially.

How to accept EUR at checkout

Step 01

Open a checkout

A store, a payment link, or an embedded checkout on U.CASH Pay lists what buyers can pay with. For Euro, that includes the SEPA rail alongside card processing.

Step 02

Set your prices in EUR

Your prices stay denominated in Euro. The checkout derives the crypto amount live at payment time when a buyer pays with a digital asset, and the EUR figure is what your ledger reconciles against.

Step 03

Get paid

Buyers in the rail's reach settle through SEPA, and buyers paying the EUR-pegged token settle on-chain to your wallet. Each payment arrives with its reference and transaction detail in the record.

Step 04

Settle your way

Hold receipts, convert them on a schedule, or pay out through the rails that reach your bank. Nothing about the currency choice locks the treasury path.

The EUR rails compared

Reach, flow mode, and what each rail asks of the buyer, from the rail registry.

Bank
SEPA · 20 countries · Manual flows · Reference per order. U.CASH charges nothing on the SEPA rail. SEPA credit transfers cost buyers little or nothing at eurozone bank…
Bank
SWIFT · Global by nature · Manual flows · Reference per order. U.CASH charges nothing on the SWIFT rail. Sender and intermediary banks take their own fees, which vary by co…
Card
Stripe · Global by nature · Automatic flows · Not required. U.CASH charges nothing on top: you pay Stripe's processing fees, and Stripe's payout schedule applies. Connec…
Card
Verifone (2Checkout) · Global by nature · Automatic flows · Not required. U.CASH charges nothing on top: you pay Verifone's processing fees on your own account terms, and Verifone's p…
Card
PayPal · Global by nature · Automatic flows · Not required. U.CASH charges nothing on top: you pay PayPal's commercial fees on your own account, and payouts follow your…
Bank
SWIFT · Essentially every banking system · For corridors the local rails do not cover

A practical composition for a Euro merchant: the local rail wins domestic transactions on cost and speed, cards cover the buyers who reach for plastic, and the EUR peg family carries cross-border settlement without correspondent banks. Offer all of them from one checkout and let each payment find its natural path; the invoice stays in EUR whichever leg carries it.

The on-chain alternative

4 EUR-pegged tokens trade on U.CASH: EURC, EURI, EURQ, EUROP. They settle as standard tokens on their chains, so a Euro receipt can arrive on-chain without any bank in the loop, and the peg holds the token and the currency equivalent for accounting. Deeper families also give checkout redundancy: any member serves a EUR corridor.

Where it settles

Countries served by the Euro rails on U.CASH.

GermanyFranceSpainItalyNetherlandsAustriaBelgiumPortugalFinlandIrelandLithuaniaLuxembourgLatviaSlovakiaSloveniaEstoniaGreeceCyprusMaltaCroatia

Euro: FAQ

Can I accept euro payments outside the eurozone?
Yes. SEPA covers the euro area from one IBAN, and SWIFT reaches buyers anywhere. Cards cover the rest.
Is there a euro stablecoin on U.CASH?
Four of them: EURC, EURI, EURQ, and EUROP, each backed 1:1 by euro reserves and swappable non-custodially.
How do I price EUR when buyers pay crypto?
Price in Euro and let the checkout derive: the invoice carries the EUR figure, the buyer's wallet sees the crypto equivalent at live rates, and your ledger reconciles against the EUR denomination. The currency of record never changes.
Should I hold the EUR peg or convert out on receipt?
Holding the pegged token keeps the exposure in Euro terms, which suits a business whose costs are in Euro. Converting on receipt into your operating currency removes the exposure at the cost of the conversion fee. Both are checkout settings, changeable anytime.
Get started

EUR, rails and chains

Bank rails for the checkout, pegged tokens for on-chain settlement, one non-custodial platform.