Payment option · Worldwide

Accept PayPal payments

Take PayPal, the wallet a billion buyers already have, through your own account. Self-confirming orders, no U.CASH middleware.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

PayPal at a glance

Countries
Worldwide
Currencies
USD, EUR, GBP +2
Mode
Processor
Buyer reference
Not needed

How to accept PayPal payments

From signup to settled order.

Step 01

Connect your PayPal account

Enter your PayPal merchant credentials in the U.CASH Pay dashboard.

Step 02

PayPal appears at checkout

The buyer sees PayPal beside cards, bank rails, and crypto on every checkout.

Step 03

Buyer pays in the wallet

The buyer confirms with their PayPal balance or a linked funding source; buyer protection is theirs as on any PayPal purchase.

Step 04

Order confirms itself

The payment callback completes the order instantly.

Fees and settlement

U.CASH charges nothing on top: you pay PayPal's commercial fees on your own account, and payouts follow your PayPal withdrawal terms.

Speed and settlement behavior

Card settlement on PayPal follows the card world's shape: authorization at payment, capture on your batch schedule, and payout to your account on the processor's cycle. The dispute window is the card system's standard horizon, which is the trade behind card reach: broad buyers, months of reversal exposure. Your own merchant relationship carries the rate. Composing the card leg with crypto settlement lets each sale close on the rail whose risk profile fits it: cards where reach matters, final settlement where certainty does.

Your processor account, your economics

PayPal runs through the merchant account you already have (or open directly), which means the rate, the reserve terms, and the payout schedule are the ones your business negotiated rather than a platform's bundle. U.CASH raises the payment request and reconciles the order; the card money never passes through U.CASH custody at any point. For merchants with meaningful card volume this is the difference between composed checkout and replaced checkout: nothing about your existing card relationship is sacrificed to gain the crypto, bank-rail, and local-wallet legs on the same payment surface.

The crypto alternative on the same checkout

The currencies PayPal settles, USD, EUR, GBP, CAD and the rest, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.

Currencies and countries

USDEURGBPCADAUD

Related payment options

Stripe

Worldwide. Through your own processor account.

Verifone (2Checkout)

Worldwide. Through your own processor account.

Venmo

United States. Manual rail.

PayPal: FAQ

Whose PayPal account receives the money?
Yours. U.CASH renders the checkout and reconciles the order; the funds and the fees live in your own PayPal account.
Do buyers get PayPal protection?
Yes, the same purchase protection they have anywhere they pay with PayPal, which is a conversion lift on exactly the buyers who hesitate at unfamiliar checkouts.
Can I offer PayPal beside crypto at checkout?
Yes, that is the standard configuration: the rail serves buyers who pay from banking apps, the crypto legs serve wallet holders, and cards cover everyone else. One checkout, one Payments queue, each payment closing with its reference.
What does the buyer need to pay through PayPal?
Just the card: the processor integration handles the rest, raising the request and confirming the order on the callback.
Who settles disputes and support on PayPal payments?
The card system's machinery handles disputes, and your processor relationship carries the support path. On the crypto legs beside it, settlement is final and refunds are your deliberate act, so know which rail each payment rode.
Get started

PayPal, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.