Payment option · Brazil

Accept PIX payments

Accept PIX at checkout alongside cards and 56 crypto assets. Non-custodial, live in minutes, no chargebacks.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

PIX at a glance

Countries
Brazil
Currencies
BRL
Mode
Automatic + manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

PIX keythe ID buyers pay
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept PIX payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers PIX alongside cards and crypto.

Step 02

Fill in your PIX details

Automatic: connect the processor credentials. Manual: enter the bank name, account holder, and the PIX key buyers should pay.

Step 03

Buyer pays by PIX

Automatic: the buyer approves the payment request in their bank app. Manual: the buyer scans or pastes your key and includes the unique payment reference.

Step 04

Confirm and settle

Automatic orders complete on callback. Manual orders: match the reference in Payments and mark the order paid. Orders hold for 30 days.

Fees and settlement

PIX itself is free or near-free for consumers. U.CASH charges no rail fee on the manual rail; the automatic flow prices per transaction and is shown before you confirm.

Speed and settlement behavior

PIX settles in the window its banking system keeps, and the two flow modes change what you wait on rather than the rail itself. Automatic flows raise the request in the buyer's app and confirm on the callback, so the order closes itself once the rail reports. Manual flows publish your coordinates, the buyer sends direct, and the unique payment reference per order closes the loop when you match it. Same rail, same settlement finality, different operational weight. Most merchants run both and let the buyer's habit decide, because the automatic flow earns its integration effort back exactly where buyers already live in the app.

The crypto alternative on the same checkout

The currencies PIX settles, BRL, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.

Automatic or manual

Automatic

The processor integration raises the payment request in the buyer's app or wallet; the order confirms itself on the callback.

Manual

Publish your pix key; buyers send direct and you match the payment reference. No credentials, no processor account.

Currencies and countries

BRLBrazil

Related payment options

M-Pesa

East Africa. Automatic and manual flows.

UPI

India. Automatic and manual flows.

PromptPay

Thailand. Manual rail.

SEPA

Eurozone. Manual rail.

PIX: FAQ

What is a PIX key?
A PIX key is an alias that stands for your bank account: a CPF or CNPJ number, phone, e-mail, or a random UUID. Buyers pay the key instead of typing branch and account numbers.
How fast are PIX payments?
Seconds, 24 hours a day, including weekends and holidays. It is the fastest large-country bank rail in the world.
Can PIX payments be reversed?
No. PIX payments are final on settlement, which is why the reference matching exists: it binds an arrival to exactly one order.
Can I offer PIX beside crypto at checkout?
Yes, that is the standard configuration: the rail serves buyers who pay from banking apps, the crypto legs serve wallet holders, and cards cover everyone else. One checkout, one Payments queue, each payment closing with its reference.
What does the buyer need to pay through PIX?
Your pix key and the payment reference for the order. The checkout shows the exact coordinates; the buyer pastes them into their banking app and sends.
Who settles disputes and support on PIX payments?
The rail itself behaves like a bank transfer: settlement follows the rail's rules, and there is no chargeback machinery to arbitrate afterward. Your checkout records, with the per-order reference and rail confirmation, are the paper trail for any customer conversation.
Get started

PIX, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.