Payment option · Thailand

Accept PromptPay payments

Accept PromptPay from every Thai bank account. Seconds to settle, free for buyers, no processor account.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

PromptPay at a glance

Countries
Thailand
Currencies
THB
Mode
Manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

PromptPay IDthe ID buyers pay
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept PromptPay payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers PromptPay alongside cards and crypto.

Step 02

Publish your PromptPay ID

Enter the citizen ID or mobile number registered as your PromptPay ID, with the bank name and account holder.

Step 03

Buyer pays to the ID

The buyer scans or enters your PromptPay ID in their banking app and includes the unique payment reference.

Step 04

Confirm and settle

The baht land in seconds. Match the reference in Payments and mark the order paid.

Fees and settlement

U.CASH charges nothing on the PromptPay rail. Thai banks send PromptPay transfers free or near-free. Settlement is seconds, around the clock. Orders hold for 30 days.

Speed and settlement behavior

PromptPay runs as a manual rail: the buyer initiates the transfer against your published coordinates and includes the per-order payment reference, which is what makes the reconciliation one click rather than a hunt. Settlement lands in the rail's own window, which the fees and settlement section states; there is no processor in the middle to wait on. That directness is also the operational trade: the rail sees a plain transfer, so the reference discipline is what keeps reconciliation mechanical.

The crypto alternative on the same checkout

The currencies PromptPay settles, THB, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.

Currencies and countries

THBThailand

Related payment options

PayNow

Singapore. Manual rail.

HK FPS

Hong Kong. Manual rail.

UPI

India. Automatic and manual flows.

PromptPay: FAQ

How fast is PromptPay?
Seconds between Thai banks, 24/7. It is the default way Thailand pays electronically.
What can a PromptPay ID be?
A Thai national ID number or a registered mobile number, bound to your account at a participating bank.
Can I offer PromptPay beside crypto at checkout?
Yes, that is the standard configuration: the rail serves buyers who pay from banking apps, the crypto legs serve wallet holders, and cards cover everyone else. One checkout, one Payments queue, each payment closing with its reference.
What does the buyer need to pay through PromptPay?
Your promptpay id and the payment reference for the order. The checkout shows the exact coordinates; the buyer pastes them into their banking app and sends.
Who settles disputes and support on PromptPay payments?
The rail itself behaves like a bank transfer: settlement follows the rail's rules, and there is no chargeback machinery to arbitrate afterward. Your checkout records, with the per-order reference and rail confirmation, are the paper trail for any customer conversation.
Get started

PromptPay, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.