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Payment option · Hong Kong

Accept HK FPS payments

Accept FPS payments from every Hong Kong bank account, in HKD or CNY. Seconds to settle, no processor account.

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Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

HK FPS at a glance

Countries
Hong Kong
Currencies
HKD
Mode
Manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

FPS proxythe ID buyers pay
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept HK FPS payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers FPS alongside cards and crypto.

Step 02

Publish your FPS proxy

Enter the mobile number or e-mail registered as your FPS proxy, with the bank name and account holder.

Step 03

Buyer pays to the proxy

The buyer enters your FPS proxy in their banking app and includes the unique payment reference.

Step 04

Confirm and settle

The payment lands in seconds. Match the reference in Payments and mark the order paid.

Fees and settlement

U.CASH charges nothing on the FPS rail. Hong Kong banks send FPS payments free or near-free. Settlement is seconds. Orders hold for 30 days.

Speed and settlement behavior

HK FPS runs as a manual rail: the buyer initiates the transfer against your published coordinates and includes the per-order payment reference, which is what makes the reconciliation one click rather than a hunt. Settlement lands in the rail's own window, which the fees and settlement section states; there is no processor in the middle to wait on. That directness is also the operational trade: the rail sees a plain transfer, so the reference discipline is what keeps reconciliation mechanical.

The crypto alternative on the same checkout

The currencies HK FPS settles, HKD, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.

Currencies and countries

HKDHong Kong

Related payment options

PayNow

Singapore. Manual rail.

The PayNow rail →

Alipay

China. Manual rail.

The Alipay rail →

AU PayID

Australia. Manual rail.

The AU PayID rail →

HK FPS: FAQ

How fast is Hong Kong FPS?
Seconds, around the clock, between all participating banks in Hong Kong.
Can FPS payments be in yuan?
Yes: FPS clears both HKD and CNY. The checkout invoice amount and the arrival match in whichever currency you settle.
Can I offer HK FPS beside crypto at checkout?
Yes, that is the standard configuration: the rail serves buyers who pay from banking apps, the crypto legs serve wallet holders, and cards cover everyone else. One checkout, one Payments queue, each payment closing with its reference.
What does the buyer need to pay through HK FPS?
Your fps proxy and the payment reference for the order. The checkout shows the exact coordinates; the buyer pastes them into their banking app and sends.
Who settles disputes and support on HK FPS payments?
The rail itself behaves like a bank transfer: settlement follows the rail's rules, and there is no chargeback machinery to arbitrate afterward. Your checkout records, with the per-order reference and rail confirmation, are the paper trail for any customer conversation.
Get started

HK FPS, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.

Open U.CASH Pay → Browse payment options