Accept PayNow from every Singaporean bank account. Seconds to settle, around the clock, no processor account.
Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.
The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.
Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.
From signup to settled order.
Sign up at U.CASH Pay and create a checkout that offers PayNow alongside cards and crypto.
Enter the mobile number or entity ID registered as your PayNow proxy, with the bank name and account holder.
The buyer picks PayNow in their banking app, sends to your proxy, and includes the unique payment reference.
The payment lands in seconds. Match the reference in Payments and mark the order paid.
U.CASH charges nothing on the PayNow rail, and Singaporean banks send PayNow transfers free. Settlement is seconds. Orders hold for 30 days.
PayNow runs as a manual rail: the buyer initiates the transfer against your published coordinates and includes the per-order payment reference, which is what makes the reconciliation one click rather than a hunt. Settlement lands in the rail's own window, which the fees and settlement section states; there is no processor in the middle to wait on. That directness is also the operational trade: the rail sees a plain transfer, so the reference discipline is what keeps reconciliation mechanical.
The currencies PayNow settles, SGD, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.
Thailand. Manual rail.
Hong Kong. Manual rail.
Australia. Manual rail.
Offer it beside cards, crypto, and every other rail on one non-custodial checkout.