Payment option · India

Accept UPI payments

Accept UPI payments from every Indian payment app. Automatic collect requests or a manual UPI ID rail, both non-custodial.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

UPI at a glance

Countries
India
Currencies
INR
Mode
Automatic + manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

UPI IDthe ID buyers pay
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept UPI payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers UPI alongside cards and crypto.

Step 02

Choose your mode

Automatic: connect the processor and U.CASH raises collect requests. Manual: publish the UPI ID buyers should pay.

Step 03

Buyer approves in their app

Automatic: the buyer approves the collect request in GPay, PhonePe, Paytm, or their bank app and the order confirms itself. Manual: the buyer pushes the amount to your UPI ID with the payment reference.

Step 04

Settle

Automatic orders complete on callback. Manual orders: match the reference in Payments and mark paid.

Fees and settlement

U.CASH charges nothing on the manual UPI rail. The automatic collect-request flow prices per transaction and is shown before you confirm. UPI itself is free for consumers.

Automatic or manual

Automatic

The processor integration raises the payment request in the buyer's app or wallet; the order confirms itself on the callback.

Manual

Publish your upi id; buyers send direct and you match the payment reference. No credentials, no processor account.

Currencies and countries

INRIndia

Related payment options

PIX

Brazil. Automatic and manual flows.

M-Pesa

East Africa. Automatic and manual flows.

PromptPay

Thailand. Manual rail.

UPI: FAQ

What is a UPI ID?
An address of the form name@bank that stands for your account. Buyers push rupees to it, or approve collect requests against it, from any UPI app.
How fast is UPI?
Seconds, around the clock. India processes billions of UPI payments a month, and the rail is a reference point for instant payments globally.
Which apps can buyers pay from?
Any UPI-enabled app: Google Pay, PhonePe, Paytm, and the apps of every Indian bank. The rail is interoperable by design.
Get started

UPI, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.