Accept Domestic Wire payments

Domestic Wire at a glance

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept Domestic Wire payments

From signup to settled order.

Fees and settlement

U.CASH charges nothing on the wire rail. Senders typically pay 15 to 35 dollars at their bank, which is why buyers reach for wire on large amounts where finality is worth it. Orders hold for 30 days.

Speed and settlement behavior

Domestic Wire runs as a manual rail: the buyer initiates the transfer against your published coordinates and includes the per-order payment reference, which is what makes the reconciliation one click rather than a hunt. Settlement lands in the rail's own window, which the fees and settlement section states; there is no processor in the middle to wait on. That directness is also the operational trade: the rail sees a plain transfer, so the reference discipline is what keeps reconciliation mechanical.

The crypto alternative on the same checkout

The currencies Domestic Wire settles, USD, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.

Currencies and countries

Related payment options

Domestic Wire: FAQ