Payment option · United States

Accept Zelle payments

Accept Zelle payments straight from your buyers' banking apps. No processor account, instant delivery, no chargebacks.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

Zelle at a glance

Countries
United States
Currencies
USD
Mode
Manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

Zelle email or phonethe ID buyers pay
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept Zelle payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers Zelle alongside cards and crypto.

Step 02

Publish your Zelle destination

Enter the email address or phone number enrolled with Zelle that buyers should pay.

Step 03

Buyer sends from their bank app

The buyer opens their own banking app, chooses Zelle, sends to your destination, and includes the unique payment reference.

Step 04

Confirm and settle

Match the reference in Payments and mark the order paid. Orders hold for 30 days.

Fees and settlement

U.CASH charges nothing on the Zelle rail, and neither do the participating banks. Delivery between enrolled Zelle users is typically minutes. Orders hold for 30 days.

Currencies and countries

USDUnited States

Related payment options

ACH

United States. Manual rail.

Cash App

United States. Automatic and manual flows.

Venmo

United States. Manual rail.

Domestic Wire

United States. Manual rail.

Zelle: FAQ

How fast is Zelle?
Minutes between enrolled users, typically. First-time sends to a new recipient can take a day while the bank verifies the destination.
Does Zelle work for business accounts?
Many U.S. banks enroll business accounts in Zelle. The rail needs only the enrolled email or phone number, so whatever account your bank has enrolled is the one that receives.
Get started

Zelle, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.