Payment option · United States

Accept Cash App payments

Accept Cash App payments two ways: automatic Cash App Pay with self-confirming orders, or the manual $cashtag rail with no processor account at all.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

Cash App at a glance

Countries
United States
Currencies
USD
Mode
Automatic + manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

Cash App $cashtagthe ID buyers pay
Account numberyour account number
Routing numberthe routing code
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept Cash App payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers Cash App alongside cards and crypto.

Step 02

Choose your mode

Connect the automatic Cash App Pay integration for self-confirming orders, or publish your $cashtag for the manual rail.

Step 03

Buyer pays in the app

Automatic: the buyer approves the payment request in Cash App and the order confirms itself. Manual: the buyer sends to your $cashtag with the invoice's payment reference.

Step 04

Settle

Automatic orders complete on callback. Manual orders: match the reference in Payments and mark paid.

Fees and settlement

The manual $cashtag rail is free on U.CASH. The automatic Cash App Pay flow prices per transaction and is shown before you confirm. Both hold the order for 30 days.

Speed and settlement behavior

Cash App settles in the window its banking system keeps, and the two flow modes change what you wait on rather than the rail itself. Automatic flows raise the request in the buyer's app and confirm on the callback, so the order closes itself once the rail reports. Manual flows publish your coordinates, the buyer sends direct, and the unique payment reference per order closes the loop when you match it. Same rail, same settlement finality, different operational weight. Most merchants run both and let the buyer's habit decide, because the automatic flow earns its integration effort back exactly where buyers already live in the app.

The crypto alternative on the same checkout

The currencies Cash App settles, USD, also exist on-chain where peg families trade: settle the same corridor as a token, non-custodial, final on confirmation, at network fees instead of rail fees. Buyers choose their rail; your ledger sees the same currency either way. The operational difference worth planning around is reversal: the crypto leg settles finally with no dispute window, which suits invoices and known customers, while the traditional rails keep the protections and processes their buyers expect.

Automatic or manual

Automatic

The processor integration raises the payment request in the buyer's app or wallet; the order confirms itself on the callback.

Manual

Publish your cash app $cashtag; buyers send direct and you match the payment reference. No credentials, no processor account.

Currencies and countries

USDUnited States

Related payment options

Venmo

United States. Manual rail.

Zelle

United States. Manual rail.

ACH

United States. Manual rail.

X Money

United States. Manual rail.

Cash App: FAQ

What is a $cashtag?
The $username that stands for your Cash App account. Buyers send dollars to the $cashtag instead of typing account numbers.
How fast are Cash App payments?
Balance-to-balance sends are instant. Automatic Cash App Pay orders confirm as soon as the app reports the payment approved.
Do I need a business account?
For the automatic flow you connect your Cash App Pay credentials in the dashboard. The manual rail works with any account that can receive to a $cashtag.
Can I offer Cash App beside crypto at checkout?
Yes, that is the standard configuration: the rail serves buyers who pay from banking apps, the crypto legs serve wallet holders, and cards cover everyone else. One checkout, one Payments queue, each payment closing with its reference.
What does the buyer need to pay through Cash App?
Your cash app $cashtag and the payment reference for the order. The checkout shows the exact coordinates; the buyer pastes them into their banking app and sends.
Who settles disputes and support on Cash App payments?
The rail itself behaves like a bank transfer: settlement follows the rail's rules, and there is no chargeback machinery to arbitrate afterward. Your checkout records, with the per-order reference and rail confirmation, are the paper trail for any customer conversation.
Get started

Cash App, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.