Payment option · United States

Accept X Money payments

Accept X Money payments at checkout from the X app alongside cards and crypto. Non-custodial, no processor account, live in minutes.

Runs on the same checkout as 56 crypto assets, the other bank rails, and cards. No processor account needed for the manual rail.

X Money at a glance

Countries
United States
Currencies
USD
Mode
Manual
Buyer reference
Unique per order

What the buyer sees

The coordinates your checkout shows, with the exact field labels from the U.CASH Pay dashboard.

X @handlethe ID buyers pay
Account numberyour account number
Routing numberthe routing code
Bank nameyour bank or provider
Account holderthe receiving name

Plus a unique payment reference per order (B-XXXXXX) the buyer includes on the transfer; you match it in Payments with one click.

How to accept X Money payments

From signup to settled order.

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that offers X Money alongside cards and crypto.

Step 02

Publish your X @handle

Enter the X @handle buyers should pay, or fall back to ACH coordinates if you accept bank details instead.

Step 03

Buyer sends from the X app

The buyer opens X, sends dollars to your @handle, and includes the unique payment reference from the invoice.

Step 04

Confirm and settle

Match the reference in Payments and mark the order paid. Orders hold for 30 days.

Fees and settlement

U.CASH adds no fee on the X Money rail. The X app's own transfer fees, if any, are shown to the buyer inside X before they send. The order holds for 30 days with its unique payment reference.

Currencies and countries

USDUnited States

Related payment options

ACH

United States. Manual rail.

Zelle

United States. Manual rail.

Cash App

United States. Automatic and manual flows.

Venmo

United States. Manual rail.

X Money: FAQ

What is an X @handle for payments?
It is the address form X Money uses inside the X app: the same @username you hold on the platform, resolved to your X Money balance or linked payout account.
How fast are X Money payments?
Balance-to-balance sends inside X are near-instant. When the send rides ACH behind the scenes it inherits ACH timing of one to three banking days.
Get started

X Money, live in minutes

Offer it beside cards, crypto, and every other rail on one non-custodial checkout.