Payment rail

Lightning Network (BTC) on U.CASH

The Lightning Network is Bitcoin's layer-2 payment rail: payments route through bidirectional channels instead of waiting for on-chain settlement, so they confirm in milliseconds at a fraction of on-chain fees. On U.CASH, Lightning is a first-class payment rail: checkouts can settle to a Lightning invoice you control, and payouts can go out over Lightning too. For on-chain Bitcoin payments and swaps, see the Bitcoin page.

Straight into the app: Get UCASH with BTC

Lightning Network at a glance

Ticker
BTC
Type
Bitcoin payment rail
Launched
2018
Block time
near-instant

Payment channels over Bitcoin (layer 2). Settlement on U.CASH is non-custodial: every payment moves on-chain, direct to a wallet you control. Confirmation policy for Lightning Network: Invoices confirm on payment (near-instant); channel closes anchor to Bitcoin.

Use Lightning Network

A single U Account works across accept. Pick where to start.

Accept Lightning Network

Take BTC in checkout alongside cards on 34 networks. White-label, non-custodial, live in minutes.

Supported on Lightning Network

Receive, hold, and settle BTC your way.

On-chainxpub HD walletsLightningNon-custodial

Related on U.CASH

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Litecoin (LTC)

A fast, low-fee Bitcoin-family payments chain.

Bitcoin Cash (BCH)

Peer-to-peer electronic cash forked from Bitcoin.

Monero (XMR)

Privacy-focused proof-of-work coin with shielded transactions.

Lightning Network FAQ

What is the Lightning Network?
Lightning is Bitcoin's layer-2 payment rail. Payments hop through payment channels between parties, settling in milliseconds with fees measured in millisatoshis, while the channels themselves anchor to Bitcoin on-chain.
Can I accept Lightning payments with U.CASH?
Yes. Lightning is a built-in payment rail: set a Lightning invoice (or xpub) as your settlement destination and customers pay from any Lightning wallet, beside cards in the same checkout.
What does a Lightning payment cost?
A fraction of the on-chain Bitcoin fee, typically millisatoshis per hop. U.CASH charges its standard flat transaction fee on top, with no spreads.
Is Lightning different from paying Bitcoin on-chain?
Both move BTC, but on-chain payments wait for Bitcoin block confirmations while Lightning payments confirm instantly through channels. U.CASH merchants can take both: the Bitcoin page covers the on-chain rail, this one the Lightning rail.
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Use Lightning Network your way

One account unlocks accept, swap, buy, and the rest of the U.CASH network across 34 networks.