Payment rail

Lightning Network (BTC) on U.CASH

The Lightning Network is Bitcoin's layer-2 payment rail: payments route through bidirectional channels instead of waiting for on-chain settlement, so they confirm in milliseconds at a fraction of on-chain fees. On U.CASH, Lightning is a first-class payment rail: checkouts can settle to a Lightning invoice you control, and payouts can go out over Lightning too. For on-chain Bitcoin payments and swaps, see the Bitcoin page.

Straight into the app: Swap BTC · Buy BTC · Get UCASH with BTC

Lightning Network at a glance

Ticker
BTC
Type
Bitcoin payment rail
Launched
2018
Block time
near-instant

Payment channels over Bitcoin (layer 2). Settlement on U.CASH is non-custodial: every payment moves on-chain, direct to a wallet you control. Confirmation policy for Lightning Network: Invoices confirm on payment (near-instant); channel closes anchor to Bitcoin.

One coin, three ways to use it

A single U Account works across accept, swap, and buy. Pick where to start.

Accept Lightning Network

Take BTC in checkout alongside cards on 35 networks. White-label, non-custodial, live in minutes.

Swap Lightning Network

Trade BTC for any asset across the network, routed for the best price.

Buy Lightning Network

Get BTC with any asset you hold, one step, settled to your wallet.

Supported on Lightning Network

Receive, hold, and settle BTC your way.

On-chainxpub HD walletsLightningNon-custodial

Related on U.CASH

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Litecoin (LTC)

A fast, low-fee Bitcoin-family payments chain.

Bitcoin Cash (BCH)

Peer-to-peer electronic cash forked from Bitcoin.

Monero (XMR)

Privacy-focused proof-of-work coin with shielded transactions.

Lightning Network FAQ

What is the Lightning Network?
Lightning is Bitcoin's layer-2 payment rail. Payments hop through payment channels between parties, settling in milliseconds with fees measured in millisatoshis, while the channels themselves anchor to Bitcoin on-chain.
Can I accept Lightning payments with U.CASH?
Yes. Lightning is a built-in payment rail: set a Lightning invoice (or xpub) as your settlement destination and customers pay from any Lightning wallet, beside cards in the same checkout.
What does a Lightning payment cost?
A fraction of the on-chain Bitcoin fee, typically millisatoshis per hop. U.CASH charges its standard flat transaction fee on top, with no spreads.
Is Lightning different from paying Bitcoin on-chain?
Both move BTC, but on-chain payments wait for Bitcoin block confirmations while Lightning payments confirm instantly through channels. U.CASH merchants can take both: the Bitcoin page covers the on-chain rail, this one the Lightning rail.
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Use Lightning Network your way

One account unlocks accept, swap, buy, and the rest of the U.CASH network across 35 networks.