The crypto side of the U.CASH checkout: 56 assets across 35 networks, Lightning for instant Bitcoin, and custom tokens on 24 token networks. Every payment settles non-custodial to a wallet you control, with a signed webhook the moment your confirmation policy is met.
The two families price differently, and the honest comparison reads both stacks on your own volume. Crypto costs are the platform fee, 0.50% stepping to 0.20% with volume, plus network fees that run to cents on the chains checkout favors. Card costs are the processor rate plus chargebacks plus the monthly line items, with a dispute window that keeps settlement provisional for months. Reach runs the other way: cards are the default in every wallet-poor market, crypto is the default wherever self-custody took hold. A composed checkout offers both and lets each sale pick its natural rail: crypto wins large tickets and cross-border, cards win small domestic habit purchases, and the merchant stops choosing between them.
The operational difference is just as material. Crypto receipts are final on confirmation with a public transaction record, so reconciliation is a join and refunds are deliberate. Card receipts carry the dispute machinery and its deadlines. Digital goods, invoices, and known-customer trade sit naturally on the final-settlement side; the card system earns its keep precisely where remote-purchase friction needs absorbing.
Costs at the small end deserve their own sentence, because that is where rails get chosen by accident: a one-dollar card payment can lose a third of its value to minimum fees, while the same dollar over Lightning or an L2 stablecoin arrives whole at cent-level cost. Conversely, a five-figure invoice is a poor place to learn about mainnet gas at peak. The checkout quotes each leg live, which turns these tradeoffs into visible numbers at the moment of choice rather than findings on a statement.
Instant Bitcoin payments over the Lightning Network with on-chain settlement.
The pegged asset class: 19 stablecoins incl. every fiat-peg family.
Beyond the majors, checkout accepts the full tokenized roster: 238 stocks and ETFs tracking their underlyings, allocated gold and silver, and the stablecoin families pegged to thirteen currencies. A buyer can pay with a tokenized equity position, a USD token from any of ten issuers, or a national-currency peg, and the receipt settles through the same machinery as a Bitcoin payment. That breadth is the practical meaning of one non-custodial platform: the asset list is a configuration, not an integration project per asset.
141 accept pages: one per asset, each with fees, settlement, and embed steps.
Bitcoin next to ACH, USDC next to PIX: one checkout, one Payments queue.