Americas

Accept payments in Canada

Interac e-Transfer moves Canadian dollars in minutes from any Canadian banking app, CADD tracks the loonie on-chain, and cards cover everything else.

Canada at a glance

Local rails
1
Currency
CAD
Pegged tokens
1
Crypto assets
56

Local rails

Interac e-Transfer

Canada. Manual rail, no processor account.

Everywhere rails

Cards through your own processor account and SWIFT for cross-border transfers, available in Canada like everywhere.

Stripe Verifone (2Checkout) PayPal SWIFT

The Canadian Dollar

Loonie checkouts can offer Interac e-Transfer for domestic buyers, SWIFT for cross-border ones, and cards through your own Stripe or Verifone account.

CADD tracks CAD
Canadian Dollar (CAD) on U.CASH

How a Canada checkout works

Step 01

List what buyers can pay with

The checkout offers Interac e-Transfer for buyers paying from CAD accounts, cards through your processor account, and the crypto assets for wallet holders. One surface, every path your market uses.

Step 02

Price in the local terms

Prices stay in Canadian Dollar (CAD); the checkout derives the crypto amounts live at payment time and the ledger reconciles against the denomination.

Step 03

Take the payment

Local rails settle in their own window with a reference per order, and CADD settles on-chain with CAD exposure.

Step 04

Close the day

Every payment lands in the queue with its reference and rail detail; the export feeds your ledger and the day closes itself.

Cards, SWIFT, and the corridors between

The everywhere rails deserve their own sentence in Canada: card processing through your own account serves every buyer with plastic at your negotiated rate, and SWIFT ties CAD accounts into the global banking system for the transfers the local rails do not carry. The crypto legs compress the same geography differently: settlement is identical worldwide, so a CAD corridor that once routed through correspondents can clear as a token transfer, with CADD carrying CAD on-chain. Which path wins is a per-payment fact: local rails on domestic cost and speed, cards on reach, crypto on borderless finality, and a composed checkout simply offers all three.

Serving Canada well is mostly sequencing: put the local rail first for domestic buyers where cost and speed win, keep cards on for the plastic habit, and leave the crypto legs enabled for the wallet holders and cross-border receipts that would otherwise pay correspondent fees. The reference discipline does the bookkeeping: each order carries its own, so whichever rail a buyer picks, the payment matches itself and the day's export groups cleanly by rail for the ledger.

CAD on-chain

One token tracks CAD on U.CASH: CAD Digital Inc (CADD). It settles as a standard token, so a Canadian Dollar receipt can arrive on-chain without any bank in the loop, and the peg keeps the two forms equivalent for accounting.

Crypto, everywhere the same

The crypto side of checkout does not localize: 56 assets on 35 networks settle identically in Canada as everywhere else, non-custodial to your wallet, final on confirmation, around the clock. That sameness is the strategic property. Whatever the local rail picture looks like today, the crypto legs give Canada merchants a payment path with no local dependency at all: no processor approval, no banking hours, no currency conversion at the rail, and with CADD carrying CAD on-chain for receipts that should read as local currency. Buyers pay from any wallet on any supported chain, the invoice keeps its denomination, and settlement lands wherever you point it.

The accept directory →

Payments in Canada: FAQ

What payment methods work in Canada?
Interac e-Transfer clear locally in CAD, cards run through your own Stripe, Verifone, or PayPal account, and SWIFT covers cross-border transfers.
Can I accept crypto payments in Canada?
Yes: every U.CASH checkout offers 56 crypto assets on 35 networks, settling non-custodial to your wallet, including CADD if you want a CAD-denominated on-chain leg.
Which rail do buyers in Canada actually use?
Domestically, Interac e-Transfer carry the volume on cost and speed; cards cover the buyers who reach for plastic, and the crypto legs serve wallet holders. Offer all of them and let each payment pick its path.
Do I need a local entity to take payments in Canada?
The local rails settle to the account details you configure in CAD; whether that account needs local presence is a banking question rather than a payments one. Cards and crypto settle without any local footprint.