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Swap pair

Swap XRP for Monero XRP → XMR

Exchange XRP for XMR at the best instant-exchange rate. No wallet extension, no account, XMR settles straight to the address you choose.

Open XRP to XMR preselected →How it works
Route
Instant-exchange network
You send
XRP on other
You receive
XMR on other
Output settles
1 confirmation (fast), 10 (standard)
Platform fee
0.50% flat

About this pair

XRP to XMR moves value between the XRP and Monero ecosystems without an intermediate hop. U.CASH compares live partner offers and shows the best XMR receive amount before you commit. Send XRP to the deposit address, and XMR lands at a Monero address (4… or 8…).

Before you start

Two things and the pair is ready. A wallet holding your XRP, and the XMR address you want the output delivered to, raw string or web3 name where your wallet resolves one. The preview shows the whole trade before anything is signed: what leaves, what arrives, the fee, and the network costs. Keys never leave your side at any point in the flow.

How the XRP to XMR swap works

Step 01

Enter your XRP amount

Open the pair with both sides preselected and type the amount of XRP you are converting. The quote for XMR updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net XMR amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your XRP to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive XMR at your address

The XMR settles on-chain to the address you chose, under 1 confirmation (fast), 10 (standard). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the XRP leaves on other and the XMR arrives on other. The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

Two costs, both on the screen before you sign: the flat 0.50% platform fee on the swap, and the networks' own gas for the movement. What you approve is what executes. The XMR arrives at the address you picked, settles 1 confirmation (fast), 10 (standard), and never touches a platform wallet at any point in the route.

The assets behind the pair

XRP (XRP) on U.CASH Monero (XMR) on U.CASH Swap XRP Swap Monero

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

XMR to BTC XRP to BTC BTC to XMR BTC to XRP ETH to XMR ETH to XRP LTC to XMR LTC to XRP

XRP to XMR: FAQ

How does a XRP to XMR swap work?
Enter your XRP amount and your XMR address, then confirm. U.CASH finds the partner with the best live offer, gives you a XRP deposit address, and XMR is sent to your address once the deposit confirms.
Do I need a wallet extension to swap XRP for XMR?
No. The instant rail only needs the two addresses: an XRP Ledger address (r…) for the deposit and refunds, and a Monero address (4… or 8…) to receive the XMR.
How long does a XRP to XMR exchange take?
the XRP Ledger settles in seconds, so the trade is usually waiting on the payout leg: most instant exchanges complete within ten to thirty minutes, tracked live on the status screen.
How long does a XRP to XMR swap take?
At the chains' pace. The exchange leg commits after the incoming transfer confirms and the XMR settles 1 confirmation (fast), 10 (standard); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.
Is the XRP to XMR swap non-custodial?
Yes, end to end. Keys stay in your wallet, the trade executes against the quoted route, and the output lands on-chain at your address with no custodian in between.