Swap pair

Swap Bitcoin for XRP BTC → XRP

Exchange BTC for XRP at the best instant-exchange rate. No wallet extension, no account, XRP settles straight to the address you choose.

Route facts
Route
Instant-exchange network
You send
BTC on Bitcoin (UTXO)
You receive
XRP on other
Output settles
1 ledger confirmation (fast), 5 (standard)
Platform fee
0.50% flat

About this pair

BTC to XRP moves Bitcoin into XRP in one trade. U.CASH compares live partner offers and shows the best XRP receive amount before you commit. Send Bitcoin to the deposit address, and XRP arrives at an XRP Ledger address (r…), with no account and no extension required.

Before you start

Nothing to configure beyond the essentials. A wallet that holds BTC, plus the destination address for the XRP output. What you approve on screen is everything that will happen: amounts, fees, and the network costs per leg, all shown before the first signature. No account, no deposit, and no custody anywhere in the path.

How the BTC to XRP swap works

Step 01

Enter your BTC amount

Open the pair with both sides preselected and type the amount of Bitcoin you are converting. The quote for XRP updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net XRP amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your BTC to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive XRP at your address

The XRP settles on-chain to the address you chose, under 1 ledger confirmation (fast), 5 (standard). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the BTC leaves on Bitcoin (UTXO) and the XRP arrives on other. The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

Count it on one hand: 0.50% flat to the platform, stated in the quote with nothing behind it, plus each chain's gas for its leg of the trip. The route runs non-custodial end to end, so when the XRP settles 1 ledger confirmation (fast), 5 (standard) at your address, it is yours in the fullest sense: no custodian, no withdrawal queue, no platform in the path.

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

BTC to ETH BTC to USDT ETH to BTC BTC to SOL XMR to BTC LTC to BTC XRP to BTC BCH to BTC

BTC to XRP: FAQ

How does a BTC to XRP swap work?
Enter your BTC amount and your XRP address, then confirm. U.CASH finds the partner with the best live offer, gives you a BTC deposit address, and XRP is sent to your address once the deposit confirms.
Do I need a wallet extension to swap BTC for XRP?
No. The instant rail only needs the two addresses: a Bitcoin address (bc1… or legacy 1…/3…) for the deposit and refunds, and an XRP Ledger address (r…) to receive the XRP.
How long does a BTC to XRP exchange take?
Bitcoin confirms in ~10 minute blocks, so the trade is usually waiting on the payout leg: most instant exchanges complete within ten to thirty minutes, tracked live on the status screen.
How long does a BTC to XRP swap take?
At the chains' pace. The exchange leg commits after the incoming transfer confirms and the XRP settles 1 ledger confirmation (fast), 5 (standard); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.
Is the BTC to XRP swap non-custodial?
Yes. Your wallet signs every step and the XRP settles to the address you chose; U.CASH never holds either asset, and there is no platform wallet anywhere in the route.

The assets behind the pair

Bitcoin (BTC) on U.CASH XRP (XRP) on U.CASH Swap Bitcoin Swap XRP