Swap pair

Swap Monero for Bitcoin XMR → BTC

Exchange XMR for BTC through the instant-exchange network. Best available partner rate, on-chain Bitcoin payout to the address you choose.

About this pair

Monero to Bitcoin is a private-coin pair that most platforms refuse, and the instant-exchange network handles it in one flow. Enter your Monero amount, a Bitcoin payout address, and a Monero refund address, then confirm the best offer. The partner executes the cross-chain exchange and Bitcoin settles on-chain to you.

Route
Instant-exchange network
You send
XMR on other
You receive
BTC on Bitcoin (UTXO)
Output settles
1 confirmation (fast), 3 (standard)
Platform fee
0.50% flat

How the XMR to BTC swap works

Step 01

Enter your XMR amount

Open the pair with both sides preselected and type the amount of Monero you are converting. The quote for BTC updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net BTC amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your XMR to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive BTC at your address

The BTC settles on-chain to the address you chose, under 1 confirmation (fast), 3 (standard). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the XMR leaves on other and the BTC arrives on Bitcoin (UTXO). The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

Count it on one hand: 0.50% flat to the platform, stated in the quote with nothing behind it, plus each chain's gas for its leg of the trip. The route runs non-custodial end to end, so when the BTC settles 1 confirmation (fast), 3 (standard) at your address, it is yours in the fullest sense: no custodian, no withdrawal queue, no platform in the path.

Before you start

Nothing to configure beyond the essentials. A wallet that holds XMR, plus the destination address for the BTC output. What you approve on screen is everything that will happen: amounts, fees, and the network costs per leg, all shown before the first signature. No account, no deposit, and no custody anywhere in the path.

XMR to BTC: FAQ

Can I really swap Monero here?
Yes, when a partner is serving the XMR to BTC pair. Availability follows partner liquidity, which the offer list reflects live before you commit.
Why is there a refund address for Monero?
If a deposit cannot be processed as expected, the partner returns it to your Monero refund address. Providing it is required for private-coin pairs.
Does U.CASH hold my Monero at any point?
No. The deposit goes to the selected partner's address and the partner pays out the BTC. U.CASH routes and tracks the exchange but never holds funds.
How long does a XMR to BTC swap take?
At the chains' pace. The exchange leg commits after the incoming transfer confirms and the BTC settles 1 confirmation (fast), 3 (standard); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.
Is the XMR to BTC swap non-custodial?
Yes. Your wallet signs every step and the BTC settles to the address you chose; U.CASH never holds either asset, and there is no platform wallet anywhere in the route.

The assets behind the pair

Monero (XMR) on U.CASH Bitcoin (BTC) on U.CASH Swap Monero Swap Bitcoin

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

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