Swap pair

Swap XRP for Bitcoin XRP → BTC

Exchange XRP for BTC at the best partner rate. Instant-exchange flow, on-chain Bitcoin payout to your address, no account needed.

Open XRP to BTC preselected →How it works

Route

Instant-exchange network

You send

XRP on other

You receive

BTC on Bitcoin (UTXO)

Output settles

1 confirmation (fast), 3 (standard)

Platform fee

0.50% flat

About this pair

XRP to Bitcoin is a deep cross-chain pair served by the instant-exchange network. Set the XRP amount, paste a Bitcoin payout address, and pick the best live offer. XRP settles in seconds on its ledger, so the exchange moves quickly from deposit to Bitcoin payout.

Before you start

Nothing to configure beyond the essentials. A wallet that holds XRP, plus the destination address for the BTC output. What you approve on screen is everything that will happen: amounts, fees, and the network costs per leg, all shown before the first signature. No account, no deposit, and no custody anywhere in the path.

How the XRP to BTC swap works

Step 01

Enter your XRP amount

Open the pair with both sides preselected and type the amount of XRP you are converting. The quote for BTC updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net BTC amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your XRP to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive BTC at your address

The BTC settles on-chain to the address you chose, under 1 confirmation (fast), 3 (standard). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the XRP leaves on other and the BTC arrives on Bitcoin (UTXO). The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

The platform side of this pair is a flat 0.50%, quoted all-in with the offer before you commit: no spread, no routing cut behind the number. The network side is the gas each chain charges to move, shown per leg in the preview. Settlement is on-chain to the address you choose, 1 confirmation (fast), 3 (standard), and from that point the BTC answers to your keys alone.

The assets behind the pair

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

BTC to ETH BTC to USDT ETH to BTC BTC to SOL XMR to BTC LTC to BTC BCH to BTC DOGE to BTC

XRP to BTC: FAQ

Does an XRP deposit need a destination tag?

The panel tells you. Some partner deposit addresses require a destination tag or memo for XRP, and the deposit instructions state it explicitly when it applies. Omitting a required tag can delay or lose the deposit, so always follow the shown instructions.

Who executes the trade?

The instant-exchange partner whose offer you accept. U.CASH compares the partners, hands you the best rate, and tracks the exchange to payout.

Is there a minimum amount?

Partners set minimums per pair, typically a small fraction of the trade size. The panel validates your amount against the partner minimum before you confirm.

How long does a XRP to BTC swap take?

At the chains' pace. The exchange leg commits after the incoming transfer confirms and the BTC settles 1 confirmation (fast), 3 (standard); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.

Is the XRP to BTC swap non-custodial?

Yes. The only signatures are yours, the route is atomic, and the BTC arrives at your own address: nothing is held, pooled, or rehypothecated along the way.