XRP is the native asset of the XRP Ledger, a payment-focused blockchain that reaches agreement through Federated Consensus in about 3.4 seconds per ledger. It is designed for fast, low-cost cross-border payments and token transfers with deterministic finality.
Straight into the app: Swap XRP · Buy XRP · Sell XRP · Get UCASH with XRP
Federated Consensus (XRP Ledger). Settlement is non-custodial, on-chain to a wallet you control. Confirmation policy: 1 ledger confirmation (fast), 5 (standard).
A single U Account works across accept, swap, and buy. Pick where to start.
Take XRP in checkout alongside cards on 35 networks. White-label, non-custodial, live in minutes.
Trade XRP for any asset across the network, routed for the best price.
Get XRP with any asset you hold, one step, settled to your wallet.
Receive, hold, and settle XRP your way.
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The setup is deliberately short. One wallet capable of holding XRP, one receiving address for the output, and you have everything: a web3 name resolves to the address just as well as the raw string. Read the preview before signing, since it carries the whole trade at a glance, the amounts in and out, the fee, and the network cost. The wallet remains yours throughout and signs nothing you have not seen on screen, which is the whole security posture in one sentence.
The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in XRP, settling with about 3.4 sec blocks on Federated Consensus (XRP Ledger), which the preview itemizes per leg. Settlement is on-chain to the address you chose: 1 ledger confirmation (fast), 5 (standard) on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.
The route runs on an instant integration, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.
One account unlocks accept, swap, buy, and the rest of the U.CASH network across 35 networks.