Accept payments

Accept XRP (XRP) payments

Accept XRP payments from any wallet, with fiat cards available alongside. U.CASH is non-custodial: funds settle directly to your wallet, never held by us.

Why accept XRP

Merchants choose U.CASH to take XRP without giving up custody or control.

Non-custodial

XRP settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.

Cards too

Offer fiat cards through your own merchant account in the same checkout, side by side with XRP.

White-label

Your logo, colors, and domain. The payment surface is yours; U.CASH is just the rails.

Low, transparent fees

A flat fee per transaction, no spreads, no hidden routing cuts. You see exactly what you pay.

Global by default

Anyone with a XRP wallet can pay. No chargebacks, no geography holds.

Per-coin finality

You set what counts as paid. Tune the confirmation policy for XRP per store.

How XRP payments work

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that accepts XRP alongside cards and 30+ other chains.

Step 02

Share the link or embed

Send a Pay-Now link, drop in the universal embed, or call the API server-side.

Step 03

Customer pays in XRP

The payer chooses XRP from any wallet. U.CASH watches the chain against your confirmation policy.

Step 04

Settle to your wallet

Once confirmed, XRP settles on-chain to the address you control, with a signed webhook.

How to start accepting XRP

Live in minutes. Drop a button on any site, or call the API server-side.

<!-- Universal embed: accepts XRP and 30+ chains -->
<script src="https://pay.u.cash/js/client.js" async></script>
<div data-uxc="checkout" data-title="XRP payment"></div>

Ways to accept XRP

API

Create checkouts server-side with signed, replay-safe webhooks. Build any flow.

Embed and buttons

A universal embed script and Pay-Now buttons for any website, no backend needed.

E-commerce plugins

WooCommerce, Shopify, Magento, and 120+ integrations across the stack.

Invoices and requests

Email a Pay-Now link or a full invoice and get paid without a storefront.

POS and donations

Mobile POS apps and donation overlays for in-person and creator use.

Web3 names

Pay and pay out to ENS, Unstoppable Domains, and FIO handles, not raw addresses.

Fees and settlement

Settlement

On-chain, peer to peer, direct to the wallet address you configured. No pooled balance.

Confirmations

XRP default policy: 1 ledger confirmation (fast), 5 (standard). Adjustable per store.

Payouts

Auto-forward to an xpub or address, or hold in your own wallet and withdraw anytime.

Accept more than XRP

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Litecoin (LTC)

A fast, low-fee Bitcoin-family payments chain.

Dogecoin (DOGE)

Scrypt proof-of-work coin for low-cost tips and payments.

Stellar (XLM)

Fast, low-cost Layer 1 for cross-border payments.

Tether (USDT)

The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.

Accepting XRP: FAQ

How do I accept XRP payments?
Enable XRP in your U.CASH merchant settings. Customers pay from any XRP wallet, and funds settle directly to your wallet without U.CASH holding them.
How fast are XRP payment confirmations?
The XRP Ledger closes a new ledger about every 3.4 seconds, so payments reach reliable finality quickly. U.CASH treats 1 ledger close as fast and 5 as standard.

Start accepting XRP today

Non-custodial checkout for XRP and 30+ chains, live in minutes.