Non-custodial
XLM settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.
Accept Stellar payments from any wallet, with fiat cards available alongside. U.CASH is non-custodial: funds settle directly to your wallet.
Sign up at U.CASH Pay and create a checkout that accepts Stellar alongside cards on 35 networks.
Send a Pay-Now link, drop in the universal embed, or call the API server-side.
The payer chooses Stellar from any wallet. U.CASH watches the chain against your confirmation policy.
Once confirmed, XLM settles on-chain to the address you control, with a signed webhook.
Merchants choose U.CASH to take XLM without giving up custody or control.
XLM settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.
Offer fiat cards through your own merchant account in the same checkout, side by side with XLM.
Your logo, colors, and domain. The payment surface is yours; U.CASH is just the rails.
A flat fee per transaction, no spreads, no hidden routing cuts. You see exactly what you pay.
Anyone with a Stellar wallet can pay. No chargebacks, no geography holds.
You set what counts as paid. Tune the confirmation policy for XLM per store.
Live in minutes. Drop a button on any site, or call the API server-side.
Create checkouts server-side with signed, replay-safe webhooks. Build any flow.
A universal embed script and Pay-Now buttons for any website, no backend needed.
WooCommerce, Shopify, Magento, and 125+ integrations across the stack.
Email a Pay-Now link or a full invoice and get paid without a storefront.
Mobile POS apps and donation overlays for in-person and creator use.
Pay and pay out to ENS, Unstoppable Domains, and FIO handles, not raw addresses.
On-chain, peer to peer, direct to the wallet address you configured. No pooled balance.
Stellar default policy: 1 ledger (fast), a few extra for high value. Adjustable per store.
Auto-forward to an xpub or address, or hold in your own wallet and withdraw anytime.
Two things and you are ready. A wallet that can hold Stellar and a little XLM for gas on its chain, and the receiving address you want the output delivered to, which can be a raw address or a web3 name where the wallet resolves one. The preview shows the full picture before anything is signed: what leaves, what arrives, the fee, and the network cost. Nothing in the flow asks you to hand over keys; the wallet stays yours and signs only what you approved on screen.
Count the costs on one hand. On the platform side a flat 0.50% covers the swap, all-in, stated in the quote with no spread or routing cut behind the number. On the network side, gas in XLM, settling with about 5 sec blocks on Stellar Consensus Protocol, shown per leg before signature. Settlement runs on-chain to your chosen address at this asset's policy, 1 ledger (fast), a few extra for high value, and from confirmation onward the balance answers to your keys alone, spendable, sendable, and settled with no platform anywhere in the path.
Execution runs through an instant integration, which means the number you approved is the number that happens or the transaction reverts: swaps are atomic, with no half-settled state to unwind and no exposure window between legs. If a route cannot fill at your approved bounds it fails cleanly and you re-quote, which is the failure mode you want, cheap and loud rather than silent and expensive.
The original proof-of-work blockchain and largest cryptocurrency.
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Fast, low-cost payment ledger for cross-border value.
Pure Proof-of-Stake Layer 1 with instant finality.
The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.
Live in minutes. Drop a button on any site, or call the API server-side.