Swap pair

Swap Bitcoin for USD Coin BTC → USDC

Exchange BTC for USDC at the best instant-exchange rate. No wallet extension, no account, USDC settles straight to the address you choose.

Route
Instant-exchange network
You send
BTC on Bitcoin (UTXO)
You receive
USDC on Stablecoin
Output settles
Follows the host chain (Ethereum ~12, Base ~a few, Polygon ~a few)
Platform fee
0.50% flat

About this pair

BTC to USDC is the standard step out of Bitcoin into dollar-pegged value. U.CASH compares live offers across instant-exchange partners and shows the best USDC receive amount before you commit. Send BTC from any wallet, and the USD Coin arrives at an Ethereum address (0x…), with no account and no extension required.

Before you start

Nothing to configure beyond the essentials. A wallet that holds BTC, plus the destination address for the USDC output. What you approve on screen is everything that will happen: amounts, fees, and the network costs per leg, all shown before the first signature. No account, no deposit, and no custody anywhere in the path.

How the BTC to USDC swap works

Step 01

Enter your BTC amount

Open the pair with both sides preselected and type the amount of Bitcoin you are converting. The quote for USDC updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net USDC amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your BTC to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive USDC at your address

The USDC settles on-chain to the address you chose, under Follows the host chain (Ethereum ~12, Base ~a few, Polygon ~a few). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the BTC leaves on Bitcoin (UTXO) and the USDC arrives on Stablecoin. The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

Two costs, both on the screen before you sign: the flat 0.50% platform fee on the swap, and the networks' own gas for the movement. What you approve is what executes. The USDC arrives at the address you picked, settles Follows the host chain (Ethereum ~12, Base ~a few, Polygon ~a few), and never touches a platform wallet at any point in the route.

The assets behind the pair

Bitcoin (BTC) on U.CASH USD Coin (USDC) on U.CASH Swap Bitcoin Swap USD Coin

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

BTC to ETH BTC to USDT ETH to BTC BTC to SOL XMR to BTC LTC to BTC XRP to BTC BCH to BTC

BTC to USDC: FAQ

How does a BTC to USDC swap work?
Enter your BTC amount and your USDC address, then confirm. U.CASH finds the partner with the best live offer, gives you a BTC deposit address, and USDC is sent to your address once the deposit confirms.
Do I need a wallet extension to swap BTC for USDC?
No. The instant rail only needs the two addresses: a Bitcoin address (bc1… or legacy 1…/3…) for the deposit and refunds, and an Ethereum address (0x…) to receive the USDC.
How long does a BTC to USDC exchange take?
Bitcoin confirms in ~10 minute blocks, so the trade is usually waiting on the payout leg: most instant exchanges complete within ten to thirty minutes, tracked live on the status screen.
How long does a BTC to USDC swap take?
At the chains' pace. The exchange leg commits after the incoming transfer confirms and the USDC settles Follows the host chain (Ethereum ~12, Base ~a few, Polygon ~a few); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.
Is the BTC to USDC swap non-custodial?
Yes. The only signatures are yours, the route is atomic, and the USDC arrives at your own address: nothing is held, pooled, or rehypothecated along the way.