Stablecoin

USD Coin (USDC) on U.CASH

USD Coin (USDC) is a fully-reserved US-dollar stablecoin, with one USDC designed to track one US dollar. It is issued across several EVM chains, including Ethereum, Base, and Polygon, and is a staple of payments and DeFi.

Straight into the app: Swap USDC · Buy USDC · Sell USDC · Get UCASH with USDC

USD Coin at a glance
Ticker
USDC
Type
Stablecoin
Launched
2018
Block time
settles with the host chain

Multi-chain token (ERC-20). Settlement is non-custodial, on-chain to a wallet you control. Confirmation policy: Follows the host chain (Ethereum ~12, Base ~a few, Polygon ~a few).

Signature network
Ticker
USDC

One coin, three ways to use it

A single U Account works across accept, swap, and buy. Pick where to start.

Accept USD Coin

Take USDC in checkout alongside cards on 35 networks. White-label, non-custodial, live in minutes.

Swap USD Coin

Trade USDC for any asset across the network, routed for the best price.

Buy USD Coin

Get USDC with any asset you hold, one step, settled to your wallet.

USD Coin on other chains

Every network flavor gets its own page, contracts included.

USDC on AbstractUSDC on ArbitrumUSDC on AvalancheUSDC on BaseUSDC on BerachainUSDC on BNB ChainUSDC on HyperEVMUSDC on InkUSDC on LineaUSDC on MantleUSDC on MonadUSDC on OptimismUSDC on PolygonUSDC on ScrollUSDC on SolanaUSDC on SonicUSDC on UnichainUSDC on World Chain

USD rails and pegs

Which payment rails settle the US Dollar and which tokens track it, in one place.

US Dollar (USD) on U.CASH

Related on U.CASH

Tether (USDT)

The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.

Dai (DAI)

A decentralized US-dollar stablecoin on Ethereum.

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Base (ETH)

Ethereum L2 built on the OP Stack.

Polygon (POL)

EVM sidechain built for fast, cheap payments.

Before you start

Two things and you are ready. A wallet that can hold USD Coin and a little USDC for gas on its chain, and the receiving address you want the output delivered to, which can be a raw address or a web3 name where the wallet resolves one. The preview shows the full picture before anything is signed: what leaves, what arrives, the fee, and the network cost. Nothing in the flow asks you to hand over keys; the wallet stays yours and signs only what you approved on screen.

Fees and settlement

The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in USDC, settling with settles with the host chain blocks on Multi-chain token (ERC-20), which the preview itemizes per leg. Settlement is on-chain to the address you chose: Follows the host chain (Ethereum ~12, Base ~a few, Polygon ~a few) on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.

The route runs on the aggregated DEX route, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.

Tokenized assets price from their issuer's own feed rather than a crypto market, so the quote tracks the underlying's session, and transfer eligibility follows the issuer's on-chain rules: the contract enforces them at settlement, which is why the checkout asks buyers to confirm eligibility once. These assets are not card-buyable; acquisition runs through the swap rail, and the fee structure above applies unchanged. What the wrapper adds is exposure with wallet speed, not brokerage machinery: no deposit account, no settlement lag between deciding and holding. Holders keep the same options as any token: send it, spend it where it is accepted, or swap back out the way they came in, and every movement carries the chain's own finality with it.

USD Coin FAQ

What is USD Coin (USDC)?
USD Coin (USDC) is a fully-reserved US-dollar stablecoin, designed to track one US dollar and issued across several EVM chains.
On which chains can I use USDC?
USDC runs on Ethereum, Base, Polygon, and BNB Chain, among others, and U.CASH supports accepting, swapping, and buying it across these networks.
How does USD Coin compare to the other coins U.CASH supports?
USD Coin is one of 35 networks and tokens on U.CASH. What changes per coin is speed, fees, and finality; USD Coin runs on Multi-chain token (ERC-20). What stays the same everywhere is non-custodial settlement, best-price swap routing, and one account across every asset. Browse them in the /coins/accept/, /coins/swap/, and /coins/buy/ directories.
Get started

Use USD Coin your way

One account unlocks accept, swap, buy, and the rest of the U.CASH network across 35 networks.