cNGN is a payment stablecoin pegged 1:1 to the Nigerian naira, issued under Nigeria's 2025 Investments and Securities Act, now live on Base + Solana. On U.CASH you can accept cNGN payments, swap it non-custodially, and hold it in your own wallet.
Straight into the app: Swap cNGN · Buy cNGN · Get UCASH with cNGN
Base + Solana ERC-20 / SPL. Settlement is non-custodial, on-chain to a wallet you control. Confirmation policy: 3 confirmations on Base (~6 seconds).
A single U Account works across accept, swap, and buy. Pick where to start.
Take cNGN in checkout alongside cards on 35 networks. White-label, non-custodial, live in minutes.
Trade cNGN for any asset across the network, routed for the best price.
Get cNGN with any asset you hold, one step, settled to your wallet.
Which payment rails settle the Nigerian Naira and which tokens track it, in one place.
On-chain token facts, issuer disclosures, and the public filings an investigator needs, in one place. Everything below is verified at generation time or links to the primary source.
Token-2022 extensions configured by the issuer. Freeze and pause powers are issuer tools disclosed to holders.
A payment stablecoin, not a security. Reserve and redemption terms live with the issuer.
U.CASH prices this token from a fiat FX table for the currency it tracks. Open the swap for a live quote. Legal terms on the tokenized assets disclosure.
Ethereum L2 built on the OP Stack.
Circle's euro-pegged stablecoin, issued on the Arc network.
A fully-reserved US-dollar stablecoin across EVM chains.
Getting started takes a wallet and an address. The wallet needs to hold cNGN and a little ETH for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.
Two costs, both visible up front. The platform charges a flat 0.50% all-in on the swap and nothing hidden behind it, no spread and no routing cut. The network charges its gas in ETH, settling with about 2 s blocks on Base + Solana ERC-20 / SPL, itemized per leg in the preview. What settles is on-chain to the address you chose, under this asset's policy of 3 confirmations on Base (~6 seconds), and once confirmed the balance is entirely yours to move with no platform anywhere in the path.
Underneath, the aggregated DEX route executes the trade with all-or-nothing semantics: partial fills do not exist here, and a route unable to meet the bounds you approved reverts the whole transaction rather than settling something worse. Your exposure window between legs is therefore zero, the only cost of a failed attempt is its gas, and re-quoting is a click.
Tokenized assets price from their issuer's own feed rather than a crypto market, so the quote tracks the underlying's session, and transfer eligibility follows the issuer's on-chain rules: the contract enforces them at settlement, which is why the checkout asks buyers to confirm eligibility once. These assets are not card-buyable; acquisition runs through the swap rail, and the fee structure above applies unchanged. What the wrapper adds is exposure with wallet speed, not brokerage machinery: no deposit account, no settlement lag between deciding and holding. Holders keep the same options as any token: send it, spend it where it is accepted, or swap back out the way they came in, and every movement carries the chain's own finality with it.
One account unlocks accept, swap, buy, and the rest of the U.CASH network across 35 networks.