USYC is Hashnote's tokenized money-market yield coin: each token is a claim on a rolling T-bill portfolio, and yield accrues directly in the token balance instead of paying a distribution. That makes its value drift slowly above a dollar rather than holding a hard peg. On Arc it swaps non-custodial beside native USDC and EURC, and on U.CASH you can accept it, swap it, and hold it beside every other asset in one account.
Straight into the app: Swap USYC · Buy USYC · Get UCASH with USYC
Hashnote yield coin on Arc. Settlement on U.CASH is non-custodial: every payment moves on-chain, direct to a wallet you control. Confirmation policy for USYC: 3 confirmations on Arc (~2 seconds).
A single U Account works across accept, swap, and buy. Pick where to start.
Take USYC in checkout alongside cards on 35 networks. White-label, non-custodial, live in minutes.
Trade USYC for any asset across the network, routed for the best price.
Get USYC with any asset you hold, one step, settled to your wallet.
USYC (USYC) is a token. Always verify the address before trading.
Which payment rails settle the US Dollar and which tokens track it, in one place.
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The setup is deliberately short. One wallet capable of holding USYC and a little USDC for gas on its chain, one receiving address for the output, and you have everything: a web3 name resolves to the address just as well as the raw string. Read the preview before signing, since it carries the whole trade at a glance, the amounts in and out, the fee, and the network cost. The wallet remains yours throughout and signs nothing you have not seen on screen, which is the whole security posture in one sentence.
The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in USDC, settling with about 0.5 s blocks on Hashnote yield coin on Arc, which the preview itemizes per leg. Settlement is on-chain to the address you chose: 3 confirmations on Arc (~2 seconds) on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.
The route runs on the aggregated DEX route, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.
Tokenized assets price from their issuer's own feed rather than a crypto market, so the quote tracks the underlying's session, and transfer eligibility follows the issuer's on-chain rules: the contract enforces them at settlement, which is why the checkout asks buyers to confirm eligibility once. These assets are not card-buyable; acquisition runs through the swap rail, and the fee structure above applies unchanged. What the wrapper adds is exposure with wallet speed, not brokerage machinery: no deposit account, no settlement lag between deciding and holding. Holders keep the same options as any token: send it, spend it where it is accepted, or swap back out the way they came in, and every movement carries the chain's own finality with it.
One account unlocks accept, swap, buy, and the rest of the U.CASH network across 35 networks.