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Swap pair

Swap Tether for Monero USDT → XMR

Exchange USDT for XMR at the best instant-exchange rate. No wallet extension, no account, XMR settles straight to the address you choose.

Open USDT to XMR preselected →How it works
Route
Instant-exchange network
You send
USDT on Stablecoin
You receive
XMR on other
Output settles
1 confirmation (fast), 10 (standard)
Platform fee
0.50% flat

About this pair

USDT to XMR is the direct route from dollar-pegged value into Monero. U.CASH compares live offers across instant-exchange partners and shows the best XMR receive amount before you commit. Send USDT to the deposit address, and XMR lands at a Monero address (4… or 8…) in the wallet you choose.

Before you start

The setup is short by design: one wallet capable of holding USDT, one receiving address for the XMR, and nothing else. Read the preview before signing, since it carries the entire trade at a glance, the amounts in and out with the fee and network costs included. The wallet stays yours throughout and signs only the transaction you read on screen.

How the USDT to XMR swap works

Step 01

Enter your USDT amount

Open the pair with both sides preselected and type the amount of Tether you are converting. The quote for XMR updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net XMR amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your USDT to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive XMR at your address

The XMR settles on-chain to the address you chose, under 1 confirmation (fast), 10 (standard). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the USDT leaves on Stablecoin and the XMR arrives on other. The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

The platform side of this pair is a flat 0.50%, quoted all-in with the offer before you commit: no spread, no routing cut behind the number. The network side is the gas each chain charges to move, shown per leg in the preview. Settlement is on-chain to the address you choose, 1 confirmation (fast), 10 (standard), and from that point the XMR answers to your keys alone.

The assets behind the pair

Tether (USDT) on U.CASH Monero (XMR) on U.CASH Swap Tether Swap Monero

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

BTC to USDT XMR to BTC TRX to USDT TON to USDT USDT to ETH USDT to USDT SUI to USDT ADA to USDT

USDT to XMR: FAQ

How does a USDT to XMR swap work?
Enter your USDT amount and your XMR address, then confirm. U.CASH finds the partner with the best live offer, gives you a USDT deposit address, and XMR is sent to your address once the deposit confirms.
Do I need a wallet extension to swap USDT for XMR?
No. The instant rail only needs the two addresses: an Ethereum address (0x…) for the deposit and refunds, and a Monero address (4… or 8…) to receive the XMR.
How long does a USDT to XMR exchange take?
USDT on Ethereum settles with ~12 second blocks, so the trade is usually waiting on the payout leg: most instant exchanges complete within ten to thirty minutes, tracked live on the status screen.
How long does a USDT to XMR swap take?
At the chains' pace. The exchange leg commits after the incoming transfer confirms and the XMR settles 1 confirmation (fast), 10 (standard); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.
Is the USDT to XMR swap non-custodial?
Yes. The only signatures are yours, the route is atomic, and the XMR arrives at your own address: nothing is held, pooled, or rehypothecated along the way.