Swap pair

Swap Monero for Tether XMR → USDT

Exchange XMR for USDT at the best instant-exchange rate. No wallet extension, no account, USDT settles straight to the address you choose.

Open XMR to USDT preselected →How it works

Route facts

Route

Instant-exchange network

You send

XMR on other

You receive

USDT on Stablecoin

Output settles

Follows the host chain (Ethereum ~12, Tron ~19, BNB Chain ~12)

Platform fee

0.50% flat

About this pair

XMR to USDT is the standard step out of Monero into dollar-pegged value. U.CASH compares live offers across instant-exchange partners and shows the best USDT receive amount before you commit. Send XMR from any wallet, and the Tether arrives at an Ethereum address (0x…), with no account and no extension required.

Before you start

Two things and the pair is ready. A wallet holding your XMR, and the USDT address you want the output delivered to, raw string or web3 name where your wallet resolves one. The preview shows the whole trade before anything is signed: what leaves, what arrives, the fee, and the network costs. Keys never leave your side at any point in the flow.

How the XMR to USDT swap works

Step 01

Enter your XMR amount

Open the pair with both sides preselected and type the amount of Monero you are converting. The quote for USDT updates with it, all-in, before anything is committed.

Step 02

Compare the live offers

The instant-exchange network returns competing offers for the pair and the best net USDT amount is shown. The number you approve is the number that executes; there is no spread behind it.

Step 03

Confirm once

Approve the quote and send your XMR to the displayed address. One confirmation on the way in is all the flow asks; nothing is custodial anywhere in the path.

Step 04

Receive USDT at your address

The USDT settles on-chain to the address you chose, under Follows the host chain (Ethereum ~12, Tron ~19, BNB Chain ~12). From confirmation it is an ordinary balance: spend it, hold it, or route it on.

This pair crosses networks: the XMR leaves on other and the USDT arrives on Stablecoin. The instant-exchange network handles both legs as one quoted trade, so the crossing is priced into the offer you approve rather than added after the fact.

Fees and settlement

Count it on one hand: 0.50% flat to the platform, stated in the quote with nothing behind it, plus each chain's gas for its leg of the trip. The route runs non-custodial end to end, so when the USDT settles Follows the host chain (Ethereum ~12, Tron ~19, BNB Chain ~12) at your address, it is yours in the fullest sense: no custodian, no withdrawal queue, no platform in the path.

Other pairs on this route

Same rails, different sides: every link opens with that pair preselected.

XMR to USDT: FAQ

How does a XMR to USDT swap work?

Enter your XMR amount and your USDT address, then confirm. U.CASH finds the partner with the best live offer, gives you a XMR deposit address, and USDT is sent to your address once the deposit confirms.

Do I need a wallet extension to swap XMR for USDT?

No. The instant rail only needs the two addresses: a Monero address (4… or 8…) for the deposit and refunds, and an Ethereum address (0x…) to receive the USDT.

How long does a XMR to USDT exchange take?

Monero confirms in ~2 minute blocks, so the trade is usually waiting on the payout leg: most instant exchanges complete within ten to thirty minutes, tracked live on the status screen.

How long does a XMR to USDT swap take?

At the chains' pace. The exchange leg commits after the incoming transfer confirms and the USDT settles Follows the host chain (Ethereum ~12, Tron ~19, BNB Chain ~12); the preview states the expectation with the quote, and the status you watch is the same one the settlement acts on.

Is the XMR to USDT swap non-custodial?

Yes. Your wallet signs every step and the USDT settles to the address you chose; U.CASH never holds either asset, and there is no platform wallet anywhere in the route.

The assets behind the pair

Monero (XMR) on U.CASH Tether (USDT) on U.CASH Swap Monero Swap Tether