No chargebacks
XRP payments are final on-chain. No card-style disputes clawing funds back weeks later.
Pay any U.CASH merchant with XRP. Your XRP settles final and direct from your wallet, with low fees and no chargebacks.
Crypto payments are final, global, and cheap. XRP is a strong way to pay merchants directly.
XRP payments are final on-chain. No card-style disputes clawing funds back weeks later.
Pay any U.CASH merchant worldwide. No blocked regions, no currency conversion holds.
Network fees instead of card processing percentages, especially on efficient chains.
No card number to hand over. You sign a transaction from your own wallet.
Send to a web3 name (ENS, Unstoppable Domains, FIO) instead of a long address.
Merchants see your payment confirm quickly, then release goods or services.
Open a Pay-Now link, an invoice, or any U.CASH merchant checkout that accepts XRP.
Select XRP as your payment method from the supported coins.
Send XRP to the merchant address, or web3 name, shown on screen.
The merchant watches the chain and releases your goods or services once XRP confirms.
Any merchant running U.CASH Pay can take your XRP at checkout.
Pay a Pay-Now invoice or billing request in XRP, straight from your wallet.
Support creators and causes with XRP, no intermediary taking a cut.
Pay merchants and converters face to face; they watch the chain for your payment.
Recurring billing handled per-cycle, settled direct to the merchant.
Pay agents per request over the HTTP-402 protocol using XRP.
The original proof-of-work blockchain and largest cryptocurrency.
The leading smart-contract blockchain and home of ERC-20.
A fast, low-fee Bitcoin-family payments chain.
Scrypt proof-of-work coin for low-cost tips and payments.
Fast, low-cost Layer 1 for cross-border payments.
The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.
The setup is deliberately short. One wallet capable of holding XRP, one receiving address for the output, and you have everything: a web3 name resolves to the address just as well as the raw string. Read the preview before signing, since it carries the whole trade at a glance, the amounts in and out, the fee, and the network cost. The wallet remains yours throughout and signs nothing you have not seen on screen, which is the whole security posture in one sentence.
The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in XRP, settling with about 3.4 sec blocks on Federated Consensus (XRP Ledger), which the preview itemizes per leg. Settlement is on-chain to the address you chose: 1 ledger confirmation (fast), 5 (standard) on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.
The route runs on an instant integration, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.
Final, low-fee, borderless payments direct from your wallet to the merchant.