Pay

Pay with Polkadot (DOT)

Pay any U.CASH merchant with Polkadot. Your DOT settles final and direct from your wallet, with low fees and no chargebacks.

Why pay with Polkadot

Crypto payments are final, global, and cheap. Polkadot is a strong way to pay merchants directly.

No chargebacks

DOT payments are final on-chain. No card-style disputes clawing funds back weeks later.

Borderless

Pay any U.CASH merchant worldwide. No blocked regions, no currency conversion holds.

Low fees

Network fees instead of card processing percentages, especially on efficient chains.

Private by default

No card number to hand over. You sign a transaction from your own wallet.

Pay by name

Send to a web3 name (ENS, Unstoppable Domains, FIO) instead of a long address.

Fast settlement

Merchants see your payment confirm quickly, then release goods or services.

How to pay with Polkadot

Step 01

Find a checkout

Open a Pay-Now link, an invoice, or any U.CASH merchant checkout that accepts Polkadot.

Step 02

Choose ${c.name}

Select DOT as your payment method from the supported coins.

Step 03

Pay from your wallet

Send DOT to the merchant address, or web3 name, shown on screen.

Step 04

Merchant confirms

The merchant watches the chain and releases your goods or services once Polkadot confirms.

Where you can pay

Online stores

Any merchant running U.CASH Pay can take your DOT at checkout.

Invoices

Pay a Pay-Now invoice or billing request in Polkadot, straight from your wallet.

Donations and tips

Support creators and causes with DOT, no intermediary taking a cut.

In person

Pay merchants and converters face to face; they watch the chain for your payment.

Subscriptions

Recurring billing handled per-cycle, settled direct to the merchant.

AI agents

Pay agents per request over the HTTP-402 protocol using DOT.

Pay with more than Polkadot

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Litecoin (LTC)

A fast, low-fee Bitcoin-family payments chain.

Solana (SOL)

High-throughput Layer 1 for fast, low-cost apps.

Algorand (ALGO)

Pure Proof-of-Stake Layer 1 with instant finality.

Tether (USDT)

The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.

Before you start

Getting started takes a wallet and an address. The wallet needs to hold Polkadot and a little DOT for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.

Fees and settlement

Count the costs on one hand. On the platform side a flat 0.50% covers the swap, all-in, stated in the quote with no spread or routing cut behind the number. On the network side, gas in DOT, settling with about 6 sec blocks on Nominated Proof-of-Stake, shown per leg before signature. Settlement runs on-chain to your chosen address at this asset's policy, 1 block (fast), a few extra for high value, and from confirmation onward the balance answers to your keys alone, spendable, sendable, and settled with no platform anywhere in the path.

Execution runs through an instant integration, which means the number you approved is the number that happens or the transaction reverts: swaps are atomic, with no half-settled state to unwind and no exposure window between legs. If a route cannot fill at your approved bounds it fails cleanly and you re-quote, which is the failure mode you want, cheap and loud rather than silent and expensive.

Paying with Polkadot: FAQ

Where can I spend Polkadot?
Any merchant running U.CASH Pay can accept your DOT at checkout, plus invoices, donations, and in-person payments.
Can I get a refund in Polkadot?
Refunds are up to the merchant, but Polkadot refunds are simple: the merchant sends DOT back to your wallet address.
Do I pay network fees to pay with Polkadot?
Yes. You pay the Polkadot network fee for your transaction. On efficient chains that is a fraction of a cent.

Pay with Polkadot anywhere

Final, low-fee, borderless payments direct from your wallet to the merchant.