Pay

Pay with Algorand (ALGO)

Pay any U.CASH merchant with Algorand. Your ALGO settles final and direct from your wallet, with low fees and no chargebacks.

Why pay with Algorand

Crypto payments are final, global, and cheap. Algorand is a strong way to pay merchants directly.

No chargebacks

ALGO payments are final on-chain. No card-style disputes clawing funds back weeks later.

Borderless

Pay any U.CASH merchant worldwide. No blocked regions, no currency conversion holds.

Low fees

Network fees instead of card processing percentages, especially on efficient chains.

Private by default

No card number to hand over. You sign a transaction from your own wallet.

Pay by name

Send to a web3 name (ENS, Unstoppable Domains, FIO) instead of a long address.

Fast settlement

Merchants see your payment confirm quickly, then release goods or services.

How to pay with Algorand

Step 01

Find a checkout

Open a Pay-Now link, an invoice, or any U.CASH merchant checkout that accepts Algorand.

Step 02

Choose ${c.name}

Select ALGO as your payment method from the supported coins.

Step 03

Pay from your wallet

Send ALGO to the merchant address, or web3 name, shown on screen.

Step 04

Merchant confirms

The merchant watches the chain and releases your goods or services once Algorand confirms.

Where you can pay

Online stores

Any merchant running U.CASH Pay can take your ALGO at checkout.

Invoices

Pay a Pay-Now invoice or billing request in Algorand, straight from your wallet.

Donations and tips

Support creators and causes with ALGO, no intermediary taking a cut.

In person

Pay merchants and converters face to face; they watch the chain for your payment.

Subscriptions

Recurring billing handled per-cycle, settled direct to the merchant.

AI agents

Pay agents per request over the HTTP-402 protocol using ALGO.

Pay with more than Algorand

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Litecoin (LTC)

A fast, low-fee Bitcoin-family payments chain.

Solana (SOL)

High-throughput Layer 1 for fast, low-cost apps.

Polkadot (DOT)

Layer 1 powering a network of interoperable parachains.

Tether (USDT)

The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.

Before you start

Getting started takes a wallet and an address. The wallet needs to hold Algorand and a little ALGO for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.

Fees and settlement

The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in ALGO, settling with about 3.3 sec blocks on Pure Proof-of-Stake, which the preview itemizes per leg. Settlement is on-chain to the address you chose: 1 block (fast), a few extra for high value on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.

The route runs on an instant integration, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.

Paying with Algorand: FAQ

Where can I spend Algorand?
Any merchant running U.CASH Pay can accept your ALGO at checkout, plus invoices, donations, and in-person payments.
Can I get a refund in Algorand?
Refunds are up to the merchant, but Algorand refunds are simple: the merchant sends ALGO back to your wallet address.
Do I pay network fees to pay with Algorand?
Yes. You pay the Algorand network fee for your transaction. On efficient chains that is a fraction of a cent.

Pay with Algorand anywhere

Final, low-fee, borderless payments direct from your wallet to the merchant.