Glossary · Payments

What is Point of sale?

Point of sale is where the customer pays in person: historically the till, now any screen that takes a payment. Crypto POS means the till quotes in local currency, takes crypto from the customer's wallet, and settles to the merchant's, with the terminal doing the math.

The design questions are speed and staffing: a queue will not wait for mainnet confirmations, which is why POS flows favor fast chains and Lightning, and why the receipt and end-of-day close need to be as boring as a card terminal's.

How Point of sale works

Point of sale is the in-person payment moment: historically the till, now any screen that takes payment where goods change hands. The POS terminal's job is to quote an amount, accept the buyer's payment method, confirm settlement to a degree the queue tolerates, and record the transaction for the day's close.

Crypto in person stresses exactly the dimensions a queue cares about. Latency: mainnet confirmations are too slow for retail, which pushes POS flows onto fast chains and Lightning where settlement lands in seconds. Clarity: the terminal must show the amount in local currency and track the crypto against it, so neither side does math at the counter. Finality: no chargeback exists on-chain settlement, which for in-person trade is a feature, since the fraud patterns cards price in are mostly remote.

The operational wrapper is what makes POS usable by staff rather than specialists: printed or on-screen receipts, tips and split checks where the format needs them, restaurant modes that hold orders open, and an end-of-day close that reconciles to the ledger without ceremony.

Point of sale in practice

A cafe tablet runs the counter: orders key in local currency, a customer pays from a wallet with settlement landing in seconds, the receipt prints with the transaction reference, and the evening close matches the day's takings to the ledger.

Point of sale on U.CASH

U.CASH POS is a browser-based terminal for retail and restaurant use: crypto, cards, and cash in one till, receipts, and an end-of-day close.

U.CASH POS is the browser-based terminal for that whole shape: crypto, cards, and cash in one till, no dedicated hardware beyond a screen, and a close that feeds the same exports as online sales. Retail and restaurant formats both ride it. On staff training: the POS surface should require exactly one explanation, crypto included, because the terminal abstracts the chain choice behind the asset configuration. If staff can run a card terminal, they can run this; the day's close is the same ritual with one more rail in the totals.

Related payments terms

Payment railFiat on-rampCheckout embed

See also

POS appCheckout app

Point of sale: FAQ

Can a retail queue really wait for crypto confirmation?
On fast chains and Lightning, yes: settlement runs to seconds. POS flows default to those rails precisely because a queue is the harshest latency budget there is.
What hardware do I need?
A browser and a screen. U.CASH POS runs on anything that opens a page: a tablet at the counter is the common shape.
What hardware does POS need?
A browser and a screen; a tablet at the counter is the common deployment. Printing receipts wants a printer, but on-screen confirmation covers the queue.
How fast is crypto at the counter?
Settlement on fast chains and Lightning lands in seconds, which the queue experiences as normal card timing. Confirmation policies show the state the whole way.
Can POS run alongside online sales?
Yes, the same account, asset configuration, and settlement: the till and the website are two surfaces over one money system.
Keep reading

The glossary, A to Z

Every term behind the rails, the assets, and the settlement.