Glossary · Payments

What is Off-ramp?

An off-ramp is the bridge back: crypto in, bank money out. On-ramps get the headlines, but off-ramps decide whether a payment network is real, a merchant who cannot exit to payroll, rent, and taxes is not accepting payments, only collecting tokens.

Off-ramps differ by latency (instant to bank-days), coverage (which assets to which banking corridors), and cost structure (flat, percentage, or spread-hidden). The honest ones publish all three.

Off-ramp on U.CASH

Selling runs through sell.u.cash and the partner rails for the major assets, and the swap keeps everything else liquid: any asset converts to the one your off-ramp serves before the exit.

See also

Fiat on-rampSwap crypto

Off-ramp: FAQ

Do I have to exit to fiat at all?
No: the whole stack, payroll, payouts, supplier payments, can run on-chain if your counter parties accept it. The off-ramp exists for the ones who do not, yet.
Why are off-ramps slower than on-ramps?
Because the banking side sets the pace: card charges clear instantly while bank payouts wait on settlement windows. The crypto leg is never the bottleneck.
Keep reading

The glossary, A to Z

Every term behind the rails, the assets, and the settlement.