Pay

Pay with Toncoin (TON)

Pay any U.CASH merchant with Toncoin. Your TON settles final and direct from your wallet, with low fees and no chargebacks.

Why pay with Toncoin

Crypto payments are final, global, and cheap. Toncoin is a strong way to pay merchants directly.

No chargebacks

TON payments are final on-chain. No card-style disputes clawing funds back weeks later.

Borderless

Pay any U.CASH merchant worldwide. No blocked regions, no currency conversion holds.

Low fees

Network fees instead of card processing percentages, especially on efficient chains.

Private by default

No card number to hand over. You sign a transaction from your own wallet.

Pay by name

Send to a web3 name (ENS, Unstoppable Domains, FIO) instead of a long address.

Fast settlement

Merchants see your payment confirm quickly, then release goods or services.

How to pay with Toncoin

Step 01

Find a checkout

Open a Pay-Now link, an invoice, or any U.CASH merchant checkout that accepts Toncoin.

Step 02

Choose ${c.name}

Select TON as your payment method from the supported coins.

Step 03

Pay from your wallet

Send TON to the merchant address, or web3 name, shown on screen.

Step 04

Merchant confirms

The merchant watches the chain and releases your goods or services once Toncoin confirms.

Where you can pay

Online stores

Any merchant running U.CASH Pay can take your TON at checkout.

Invoices

Pay a Pay-Now invoice or billing request in Toncoin, straight from your wallet.

Donations and tips

Support creators and causes with TON, no intermediary taking a cut.

In person

Pay merchants and converters face to face; they watch the chain for your payment.

Subscriptions

Recurring billing handled per-cycle, settled direct to the merchant.

AI agents

Pay agents per request over the HTTP-402 protocol using TON.

Pay with more than Toncoin

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Solana (SOL)

High-throughput Layer 1 for fast, low-cost apps.

Dogecoin (DOGE)

Scrypt proof-of-work coin for low-cost tips and payments.

Tron (TRX)

High-throughput Layer 1 built for stablecoin transfers.

Tether (USDT)

The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.

Before you start

Getting started takes a wallet and an address. The wallet needs to hold Toncoin and a little TON for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.

Fees and settlement

Two costs, both visible up front. The platform charges a flat 0.50% all-in on the swap and nothing hidden behind it, no spread and no routing cut. The network charges its gas in TON, settling with about 5 sec blocks on Proof-of-Stake (Catchain), itemized per leg in the preview. What settles is on-chain to the address you chose, under this asset's policy of 1 block (fast), a few extra for high value, and once confirmed the balance is entirely yours to move with no platform anywhere in the path.

Execution runs through an instant integration, which means the number you approved is the number that happens or the transaction reverts: swaps are atomic, with no half-settled state to unwind and no exposure window between legs. If a route cannot fill at your approved bounds it fails cleanly and you re-quote, which is the failure mode you want, cheap and loud rather than silent and expensive.

Paying with Toncoin: FAQ

Where can I spend Toncoin?
Any merchant running U.CASH Pay can accept your TON at checkout, plus invoices, donations, and in-person payments.
Can I get a refund in Toncoin?
Refunds are up to the merchant, but Toncoin refunds are simple: the merchant sends TON back to your wallet address.
Do I pay network fees to pay with Toncoin?
Yes. You pay the Toncoin network fee for your transaction. On efficient chains that is a fraction of a cent.

Pay with Toncoin anywhere

Final, low-fee, borderless payments direct from your wallet to the merchant.