No chargebacks
XMR payments are final on-chain. No card-style disputes clawing funds back weeks later.
Pay any U.CASH merchant with Monero. Your XMR settles final and direct from your wallet, with low fees and no chargebacks.
Crypto payments are final, global, and cheap. Monero is a strong way to pay merchants directly.
XMR payments are final on-chain. No card-style disputes clawing funds back weeks later.
Pay any U.CASH merchant worldwide. No blocked regions, no currency conversion holds.
Network fees instead of card processing percentages, especially on efficient chains.
No card number to hand over. You sign a transaction from your own wallet.
Send to a web3 name (ENS, Unstoppable Domains, FIO) instead of a long address.
Merchants see your payment confirm quickly, then release goods or services.
Open a Pay-Now link, an invoice, or any U.CASH merchant checkout that accepts Monero.
Select XMR as your payment method from the supported coins.
Send XMR to the merchant address, or web3 name, shown on screen.
The merchant watches the chain and releases your goods or services once Monero confirms.
Any merchant running U.CASH Pay can take your XMR at checkout.
Pay a Pay-Now invoice or billing request in Monero, straight from your wallet.
Support creators and causes with XMR, no intermediary taking a cut.
Pay merchants and converters face to face; they watch the chain for your payment.
Recurring billing handled per-cycle, settled direct to the merchant.
Pay agents per request over the HTTP-402 protocol using XMR.
The original proof-of-work blockchain and largest cryptocurrency.
The leading smart-contract blockchain and home of ERC-20.
A fast, low-fee Bitcoin-family payments chain.
Scrypt proof-of-work coin for low-cost tips and payments.
Peer-to-peer electronic cash forked from Bitcoin.
The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.
Getting started takes a wallet and an address. The wallet needs to hold Monero and a little XMR for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.
The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in XMR, settling with about 2 min blocks on Proof-of-Work (RandomX), which the preview itemizes per leg. Settlement is on-chain to the address you chose: 1 confirmation (fast), 10 (standard) on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.
The route runs on an instant integration, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.
Final, low-fee, borderless payments direct from your wallet to the merchant.