Dai (DAI) is a decentralized US-dollar stablecoin on Ethereum, designed to track one US dollar and backed by collateral held in smart contracts rather than by a single issuer. It is a long-standing staple of decentralized payments and DeFi. On Optimism, DAI moves as a ERC-20 token: transfers pay Optimism network fees in ETH and settle with the network's own finality. Every U.CASH rail that runs on Optimism, from checkout to swap, supports DAI natively on this chain.
DAI transfers confirm with the Optimism network (~2 seconds blocks). Settlement on U.CASH is non-custodial: every payment and swap moves on-chain, direct to a wallet you control.
Dai on Optimism (DAI) is a token. Always verify the address before trading.
Every action opens with DAI already selected.
Best-price routing from Optimism into any asset, cross-chain included, in one signed transaction.
Card or bank where the fiat rails serve Optimism, or swap from any asset you already hold.
Pay DAI from Optimism and receive UCASH, the U.CASH network token, non-custodial.
A decentralized US-dollar stablecoin on Ethereum.
Dai (DAI) on Arbitrum.
Dai (DAI) on Base.
Dai (DAI) on BNB Chain.
Ethereum L2 and home of the OP Stack.
Swap, buy, and settle DAI on Optimism non-custodial, straight to the wallet you control.