Accept payments

Accept Optimism (ETH) payments

Accept ETH and ERC-20 tokens on Optimism, fully non-custodial, with fast two-second L2 blocks.

Why accept Optimism

Merchants choose U.CASH to take ETH without giving up custody or control.

Non-custodial

ETH settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.

Cards too

Offer fiat cards through your own merchant account in the same checkout, side by side with ETH.

White-label

Your logo, colors, and domain. The payment surface is yours; U.CASH is just the rails.

Low, transparent fees

A flat fee per transaction, no spreads, no hidden routing cuts. You see exactly what you pay.

Global by default

Anyone with a Optimism wallet can pay. No chargebacks, no geography holds.

Per-coin finality

You set what counts as paid. Tune the confirmation policy for ETH per store.

How Optimism payments work

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that accepts Optimism alongside cards on 35 networks.

Step 02

Share the link or embed

Send a Pay-Now link, drop in the universal embed, or call the API server-side.

Step 03

Customer pays in ETH

The payer chooses Optimism from any wallet. U.CASH watches the chain against your confirmation policy.

Step 04

Settle to your wallet

Once confirmed, ETH settles on-chain to the address you control, with a signed webhook.

How to start accepting Optimism

Live in minutes. Drop a button on any site, or call the API server-side.

<!-- Universal embed: accepts ETH and 35 networks -->
<script src="https://pay.u.cash/js/client.js" async></script>
<div data-uxc="checkout" data-title="Optimism payment"></div>

Ways to accept Optimism

API

Create checkouts server-side with signed, replay-safe webhooks. Build any flow.

Embed and buttons

A universal embed script and Pay-Now buttons for any website, no backend needed.

E-commerce plugins

WooCommerce, Shopify, Magento, and 125+ integrations across the stack.

Invoices and requests

Email a Pay-Now link or a full invoice and get paid without a storefront.

POS and donations

Mobile POS apps and donation overlays for in-person and creator use.

Web3 names

Pay and pay out to ENS, Unstoppable Domains, and FIO handles, not raw addresses.

Fees and settlement

Settlement

On-chain, peer to peer, direct to the wallet address you configured. No pooled balance.

Confirmations

Optimism default policy: Credited after a few L2 confirmations, typically under a minute; settles to Ethereum L1.. Adjustable per store.

Payouts

Auto-forward to an xpub or address, or hold in your own wallet and withdraw anytime.

Accept more than Optimism

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Base (ETH)

Ethereum L2 built on the OP Stack.

Arbitrum (ETH)

Leading Ethereum L2 by activity.

Polygon (POL)

EVM sidechain built for fast, cheap payments.

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

BNB Chain (BNB)

High-throughput EVM chain for consumer apps.

Before you start

Getting started takes a wallet and an address. The wallet needs to hold Optimism and a little ETH for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.

Fees and settlement

The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in ETH, settling with about 2 seconds blocks on Optimistic Rollup (OP Stack), which the preview itemizes per leg. Settlement is on-chain to the address you chose: Credited after a few L2 confirmations, typically under a minute; settles to Ethereum L1. on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.

Underneath, the aggregated DEX route executes the trade with all-or-nothing semantics: partial fills do not exist here, and a route unable to meet the bounds you approved reverts the whole transaction rather than settling something worse. Your exposure window between legs is therefore zero, the only cost of a failed attempt is its gas, and re-quoting is a click.

Accepting Optimism: FAQ

How fast are Optimism payments confirmed?
OP Mainnet produces a block roughly every two seconds, so payments usually confirm in under a minute.
Can I accept stablecoin payments on Optimism?
Yes. Any ERC-20 on OP Mainnet, including major stablecoins, can be accepted at checkout with fast L2 finality.
How fast do Optimism payments confirm at checkout?
~2 seconds blocks per Optimistic Rollup (OP Stack), with the confirmation policy stated per asset. The buyer watches the same status the checkout acts on.
Can I convert Optimism receipts automatically?
Yes: set auto-conversion into the settlement asset you keep, and the conversion executes at the payment-time rate. Hold or convert is a setting, changeable anytime.

Start accepting Optimism today

Non-custodial checkout for ETH and 35 networks, live in minutes.