Non-custodial
XMR settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.
Accept Monero payments from any wallet, with fiat cards available alongside. U.CASH is non-custodial: funds settle directly to your wallet, never held by us.
Merchants choose U.CASH to take XMR without giving up custody or control.
XMR settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.
Offer fiat cards through your own merchant account in the same checkout, side by side with XMR.
Your logo, colors, and domain. The payment surface is yours; U.CASH is just the rails.
A flat fee per transaction, no spreads, no hidden routing cuts. You see exactly what you pay.
Anyone with a Monero wallet can pay. No chargebacks, no geography holds.
You set what counts as paid. Tune the confirmation policy for XMR per store.
Sign up at U.CASH Pay and create a checkout that accepts Monero alongside cards on 35 networks.
Send a Pay-Now link, drop in the universal embed, or call the API server-side.
The payer chooses Monero from any wallet. U.CASH watches the chain against your confirmation policy.
Once confirmed, XMR settles on-chain to the address you control, with a signed webhook.
Live in minutes. Drop a button on any site, or call the API server-side.
Create checkouts server-side with signed, replay-safe webhooks. Build any flow.
A universal embed script and Pay-Now buttons for any website, no backend needed.
WooCommerce, Shopify, Magento, and 125+ integrations across the stack.
Email a Pay-Now link or a full invoice and get paid without a storefront.
Mobile POS apps and donation overlays for in-person and creator use.
Pay and pay out to ENS, Unstoppable Domains, and FIO handles, not raw addresses.
On-chain, peer to peer, direct to the wallet address you configured. No pooled balance.
Monero default policy: 1 confirmation (fast), 10 (standard). Adjustable per store.
Auto-forward to an xpub or address, or hold in your own wallet and withdraw anytime.
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Getting started takes a wallet and an address. The wallet needs to hold Monero and a little XMR for gas on its chain; the address is where the output lands, raw hex or a resolvable web3 name both work. From there the flow is preview-first: what leaves, what arrives, the fee, and the network cost all sit on one screen before a signature happens. Keys never leave your side at any point, and the only thing the wallet ever signs is the exact transaction you read.
The cost picture is two lines. The platform side is a flat 0.50% all-in on the swap, quoted before you sign, with no spread and no routing cut behind it. The network side is gas paid in XMR, settling with about 2 min blocks on Proof-of-Work (RandomX), which the preview itemizes per leg. Settlement is on-chain to the address you chose: 1 confirmation (fast), 10 (standard) on this asset, after which the balance is spendable and non-custodial in the fullest sense, yours to move with no platform in the path.
The route runs on an instant integration, and atomicity is the property that matters: the approved number either happens in full or the transaction reverts with nothing moved but the attempt's gas. There is no resting state between legs where value sits in someone else's hands, and a route that misses your bounds simply fails clean, ready for a fresh quote. Cheap and loud beats silent and expensive as failure modes go.
Non-custodial checkout for XMR and 35 networks, live in minutes.