Accept payments

Accept Monero (XMR) payments

Accept Monero payments from any wallet, with fiat cards available alongside. U.CASH is non-custodial: funds settle directly to your wallet, never held by us.

Why accept Monero

Merchants choose U.CASH to take XMR without giving up custody or control.

Non-custodial

XMR settles straight to your wallet. U.CASH routes and notifies, it never holds your funds.

Cards too

Offer fiat cards through your own merchant account in the same checkout, side by side with XMR.

White-label

Your logo, colors, and domain. The payment surface is yours; U.CASH is just the rails.

Low, transparent fees

A flat fee per transaction, no spreads, no hidden routing cuts. You see exactly what you pay.

Global by default

Anyone with a Monero wallet can pay. No chargebacks, no geography holds.

Per-coin finality

You set what counts as paid. Tune the confirmation policy for XMR per store.

How Monero payments work

Step 01

Create your checkout

Sign up at U.CASH Pay and create a checkout that accepts Monero alongside cards and 30+ other chains.

Step 02

Share the link or embed

Send a Pay-Now link, drop in the universal embed, or call the API server-side.

Step 03

Customer pays in XMR

The payer chooses Monero from any wallet. U.CASH watches the chain against your confirmation policy.

Step 04

Settle to your wallet

Once confirmed, XMR settles on-chain to the address you control, with a signed webhook.

How to start accepting Monero

Live in minutes. Drop a button on any site, or call the API server-side.

<!-- Universal embed: accepts XMR and 30+ chains -->
<script src="https://pay.u.cash/js/client.js" async></script>
<div data-uxc="checkout" data-title="Monero payment"></div>

Ways to accept Monero

API

Create checkouts server-side with signed, replay-safe webhooks. Build any flow.

Embed and buttons

A universal embed script and Pay-Now buttons for any website, no backend needed.

E-commerce plugins

WooCommerce, Shopify, Magento, and 120+ integrations across the stack.

Invoices and requests

Email a Pay-Now link or a full invoice and get paid without a storefront.

POS and donations

Mobile POS apps and donation overlays for in-person and creator use.

Web3 names

Pay and pay out to ENS, Unstoppable Domains, and FIO handles, not raw addresses.

Fees and settlement

Settlement

On-chain, peer to peer, direct to the wallet address you configured. No pooled balance.

Confirmations

Monero default policy: 1 confirmation (fast), 10 (standard). Adjustable per store.

Payouts

Auto-forward to an xpub or address, or hold in your own wallet and withdraw anytime.

Accept more than Monero

Bitcoin (BTC)

The original proof-of-work blockchain and largest cryptocurrency.

Ethereum (ETH)

The leading smart-contract blockchain and home of ERC-20.

Litecoin (LTC)

A fast, low-fee Bitcoin-family payments chain.

Dogecoin (DOGE)

Scrypt proof-of-work coin for low-cost tips and payments.

Bitcoin Cash (BCH)

Peer-to-peer electronic cash forked from Bitcoin.

Tether (USDT)

The largest US-dollar stablecoin, live on Ethereum, Tron, and BNB Chain.

Accepting Monero: FAQ

How do I accept Monero payments?
Enable Monero in your U.CASH merchant settings. Customers pay from any XMR wallet, and funds settle directly to your wallet without U.CASH holding them.
How fast are Monero payment confirmations?
Monero targets a 2-minute block time. U.CASH treats 1 confirmation as fast and 10 as standard for solid finality given the longer blocks.

Start accepting Monero today

Non-custodial checkout for XMR and 30+ chains, live in minutes.