Pay AppPay PortalPortal
Pay

Pay with Arc (USDC)

Pay any U.CASH merchant with Arc. Your USDC settles final and direct from your wallet, with low fees and no chargebacks.

Find a checkout → Swap into Arc

Why pay with Arc

Crypto payments are final, global, and cheap. Arc is a strong way to pay merchants directly.

No chargebacks

USDC payments are final on-chain. No card-style disputes clawing funds back weeks later.

Borderless

Pay any U.CASH merchant worldwide. No blocked regions, no currency conversion holds.

Low fees

Network fees instead of card processing percentages, especially on efficient chains.

Private by default

No card number to hand over. You sign a transaction from your own wallet.

Pay by name

Send to a web3 name (ENS, Unstoppable Domains, FIO) instead of a long address.

Fast settlement

Merchants see your payment confirm quickly, then release goods or services.

How to pay with Arc

Step 01

Find a checkout

Open a Pay-Now link, an invoice, or any U.CASH merchant checkout that accepts Arc.

Step 02

Choose ${c.name}

Select USDC as your payment method from the supported coins.

Step 03

Pay from your wallet

Send USDC to the merchant address, or web3 name, shown on screen.

Step 04

Merchant confirms

The merchant watches the chain and releases your goods or services once Arc confirms.

Where you can pay

Online stores

Any merchant running U.CASH Pay can take your USDC at checkout.

Invoices

Pay a Pay-Now invoice or billing request in Arc, straight from your wallet.

Donations and tips

Support creators and causes with USDC, no intermediary taking a cut.

In person

Pay merchants and converters face to face; they watch the chain for your payment.

Subscriptions

Recurring billing handled per-cycle, settled direct to the merchant.

AI agents

Pay agents per request over the HTTP-402 protocol using USDC.

Pay with more than Arc

USD Coin (USDC)

A fully-reserved US-dollar stablecoin across EVM chains.

Pay →

Euro Coin (EURC)

Circle's euro-pegged stablecoin, issued on the Arc network.

Pay →

USYC (USYC)

Hashnote's tokenized yield coin, a dollar asset that accrues money-market yield in your balance.

Pay →

Paying with Arc: FAQ

Where can I spend Arc?
Any merchant running U.CASH Pay can accept your USDC at checkout, plus invoices, donations, and in-person payments.
Can I get a refund in Arc?
Refunds are up to the merchant, but Arc refunds are simple: the merchant sends USDC back to your wallet address.
Do I pay network fees to pay with Arc?
Yes. You pay the Arc network fee for your transaction. On efficient chains that is a fraction of a cent.

Pay with Arc anywhere

Final, low-fee, borderless payments direct from your wallet to the merchant.

Find a checkout → Arc overview